Otsego County and Oneonta City property record for 10 Washington St, Oneonta, NY 13820
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,736 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Company Name on File |
| Last Sale | $195,000 (Jan 2022) |
| Tax Bill | $6,052 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.17-5-49 |
| Primary APN | 361200 288.17-5-49 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,736 sqft Total Area |
| 1st Floor Area | 1,064 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 52.5 ft deep x 50 ft wide |
| Porch | Slab |
| Porch Area | 82 sqft |
| Patio Area | 12 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 3424 |
|---|---|
| Street Address | 10 WASHINGTON ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1806 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 130 |
| Legal Block | 5 |
| Legal Lot Number | 49.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 591000 |
10 Washington St, a duplex, is owned by a company that bought it in January 2022.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6 GOLDEN LN, SMITH POINT, NY 11967 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed, Transfer · Stand-Alone First Mortgage WAYNE BANK |
| May 9, 2019 | Grant Deed, Transfer USNY BK |
| May 1, 2019 | Deed of Trust, Mortgage USNY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | Jun 12, 2015 · Amount on File |
| Deed Document Number | 2022263 |
| Prior Transfer Date | Dec 27, 2005 |
| Prior Transfer Doc | 0010890893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 12, 2022 |
| Property Address | 10 WASHINGTON ST, ONEONTA, NY 13820-1806 |
| Document Number | 0000000063 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2022-263 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 GOLDEN GATE LN, SMITH POINT, NY 11967-3712 |
| Document Number | 0000000064 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022-264 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 9, 2019 |
| Property Address | 10 WASHINGTON ST, ONEONTA, NY 13820-1806 |
| Document Number | 0000001994 |
| Instrument Date | May 3, 2019 |
| Instrument | 1994 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | BUTTICE ABSTRACT AND RESEARCH, BUTTICE ABS & RESEARCH |
| Amount | Amount on Record |
|---|---|
| Tax | $640.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4295 STATE HIGHWAY 51 GARRATTSVILLE NY 133421712, GARRATTSVILLE, NY 13342-1712 |
| Document Number | 1995 |
|---|---|
| Date | May 9, 2019 |
| Instrument | 1995 |
| Name | USNY BK |
|---|---|
| Type | Bank |
| Address | GARRATTSVILLE, NY 13342 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 10 WASHINGTON ST, ONEONTA, NY 13820-1806 |
| Document Number | 0000001889 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | BUTTICE ABSTRACT AND RESEARCH, BUTTICE ABS & RESEARCH |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 3146 STATE HIGHWAY 23 WEST ONEONTA NY 13861, WEST ONEONTA, NY 13861 |
| Document Number | 0000001889 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 1889 |
| Name | USNY BK |
|---|---|
| Type | Bank |
| Address | GENEVA, NY 14456 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 10 Washington St was $6,052, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,052.00 (+2.54%) | ||
| 2025 | $5,902.00 | $154,800 Land $12,000 Building $142,800 | $218,028 Land $16,901 Building $201,127 |
| 2023 | $154,800 Land $12,000 Building $142,800 | $191,111 Land $14,815 Building $176,296 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Washington St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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