10 Warren St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 10 Warren St, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,762 sqft · built 2020
Lot Size	0.233 acres (10,149 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Apr 2012)
Tax Bill	$29,137 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00137-0000-00014-02`

Property Details

APN / Parcel Number

Primary APN	`41-00137-0000-00014-02`
Alternative APN	`41001370000000140002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,762 sqft Living Area
1st Floor Area	2,212 sqft
Upper Floors Area	1,910 sqft
Basement Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	10,149 sqft (0.233 acres)
Lot Dimensions	203 ft deep x 50 ft wide
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	230 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	10 WARREN ST
City	RUMSON
State	NJ
Zip	07760-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	137
Legal Lot Number	14.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3001
Census Tract	803800

Owner

10 Warren St is owned and occupied by an individual who bought it in April 2012.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	10 WARREN ST, RUMSON, NJ 07760-2012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 4, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2012 · Amount on File
Deed Sale	Apr 4, 2012 · Amount on File
Deed Document Number	201234903
Deed Book / Page	8941 / 5635
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 WARREN ST, RUMSON, NJ 07760-2012
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096649880
Date	Oct 25, 2023
Book Page	9664/9880
Instrument	2023074367

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 WARREN ST, RUMSON, NJ 07760-2012
Document Number	0000119303
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WARREN ST RUMSON NJ 077602012, RUMSON, NJ 07760-2012

Mortgage

Document Number	0000119303
Date	Dec 12, 2019
Book Page	009385/003089
Instrument	119303

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10 Warren St was $29,137, up 4% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,198,800 (+15.16%) Land $1,509,900 Building $1,688,900	$3,198,800 (+15.16%) Land $1,509,900 Building $1,688,900
2025	$29,137.00 (+4%)	$2,777,600 Land $1,340,300 Building $1,437,300	$2,777,600 Land $1,340,300 Building $1,437,300
2024	$28,017.00
2023		$2,359,600 Land $1,173,800 Building $1,185,800	$2,359,600 Land $1,173,800 Building $1,185,800
2022	$27,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Warren St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	440 (1978–2026)
Claims Outside the SFHA	27 of 440
Most Recent Claim	Jun 2026 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 179 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 104 claims Coastal Storms & Flooding, Mar 1984 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Warren St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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