10 Ward Rd, Sebago, ME 04029 Property Records

Cumberland County and Sebago Town property record for 10 Ward Rd, Sebago, ME 04029

Property Summary

Property TypeSingle Family Home
Details864 sqft · built 2022
Lot Size1.49 acres (64,904 sqft)
OwnerIndividual Name on Record
Last Sale$562,500 (Mar 2025)
Tax Bill$4,942 (2025)
Deeds & MortgagesMar 2025 Sale & Mortgage
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:002 L:023-02

Property Details

APN / Parcel Number

Primary APNM:002 L:023-02
Alternative APNs
  • SEBA M:002 L:023 S:02
  • 2098

Interior

Building Area864 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area64,904 sqft (1.49 acres)

Location & Zoning

Account Number2098
Street Address10 WARD RD
CitySEBAGO
StateME
Zip04029-3410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number23
JurisdictionSEBAGO ME
Township / Civil DivisionSEBAGO
Census Block Group2
Census Block2016
Census Tract16500

Owner

Source: Cumberland County and Sebago Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6208 GATEWAY CIR, SCARBOROUGH, ME 04074-5539
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
EMPEOPLE CREDIT UNION
May 26, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CMG MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2025 · Amount on Record
Deed SaleMar 13, 2025 · Amount on Record
Prior SaleMay 26, 2022 · Amount on Record
Deed Book / Page41326 / 76
Record UpdatedSep 20, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBAGO ME
Recording DateMar 13, 2025
Property Address10 WARD RD, SEBAGO, ME 04029-3410
Document Number0413260076
Book / Page41326 / 76
Instrument DateMar 13, 2025
Instrument8669
Transaction TypeTransfer
Record UpdatedMar 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6208 GATEWAY CIR, SCARBOROUGH, ME 04074-5539
InvestorPossibly a Property Investor

Mortgage

Document Number0000008670
DateMar 13, 2025
Instrument8670
Lender
NameEMPEOPLE CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.99%
Type Change DateApr 1, 2032
Max Rate At Change2.75%
Index1-Year CMT

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEBAGO ME
Recording DateMay 26, 2022
Property Address10 WARD RD, SEBAGO, ME 04029-3410
Document Number0394540097
Book / Page39454 / 97
Instrument DateMay 25, 2022
Instrument27349
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1 ESSEX CT, YARMOUTH, ME 04096-1540

Mortgage

Document Number0000027350
DateMay 26, 2022
Instrument27350
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Sebago Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionSebago Town
Unified School DistrictSebago Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,942.00 (+8.81%)$333,019 (-) Land $64,385 Building $268,634
2024$4,542.00 (+5.07%)$333,019 (-) Land $64,385 Building $268,634
2023$4,323.00 (+65.95%)$333,019 (+32.96%) Land $64,385 Building $268,634
2022$2,605.00$250,474 Land $56,308 Building $194,166

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2007)
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sebago Fiber & WiFi
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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