10 Warbler Dr, Fletcher, NC 28732 Property Records

Henderson County property record for 10 Warbler Dr, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,532 sqft · built 2018
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$642,500 (Aug 2023)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Oct 2026 Sale Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9652839041`

Property Details

APN / Parcel Number

Primary APN	`9652839041`
Alternative APN	`10001359`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,532 sqft Heated Area
1st Floor Area	1,292 sqft
Upper Floors Area	722 sqft
Basement Area	1,292 sqft
Finished Basement	480 sqft
Unfinished Basement	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Wood Siding
Lot Area	27,443 sqft (0.63 acres)
Porch	Patio
Deck Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10001359
Street Address	10 WARBLER DR
City	FLETCHER
State	NC
Zip	28732-9712
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10001359~R
Legal Description	MEADOW OAKS LO12&13 PL1990-819
Legal Subdivision	MEADOW OAKS SUBDIVISION
Legal Block	83
Legal Lot Number	9041
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	2
Census Block	2033
Census Tract	930502

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 WARBLER DR, FLETCHER, NC 28732-9712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 3, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 6, 2020	Deed of Trust, Construction Loan · Line of Credit STATE EMPS CU
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2023 · Amount on Record
Deed Sale	Aug 3, 2023 · Amount on Record
Deed Document Number	20231001684
Deed Book / Page	4072 / 37
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 7, 2026
Property Address	10 WARBLER DR, FLETCHER, NC 28732-9712
Document Number	0001056796
Book / Page	4499 / 288
Instrument Date	Oct 2, 2026
Instrument	20261056796
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$129,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10 WARBLER DR, FLETCHER, NC 28732-9712

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Aug 3, 2023
Property Address	10 WARBLER DR, FLETCHER, NC 28732-9712
Document Number	0040720037
Book / Page	4072 / 37
Map Reference	SL 819
Instrument Date	Jul 25, 2023
Instrument	1001001684
Transaction Type	Transfer
Record Updated	Sep 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 FOX COVE RD, HENDERSONVILLE, NC 28792-0648

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 WARBLER DR, FLETCHER, NC 28732-9712

Mortgage

Document Number	1001001685
Date	Aug 3, 2023
Instrument	1001001685

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Index	1-Year T-Bill

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	10 WARBLER DR, FLETCHER, NC 28732-9712
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038520446
Date	Jan 13, 2022
Book Page	3852/446
Instrument	971484

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Recording Date	Apr 6, 2020
Property Address	10 WARBLER DR, FLETCHER, NC 28732-9712
Document Number	0034730632
Book / Page	003473 / 000632
Instrument Date	Apr 1, 2020
Instrument	922728
Transaction Type	Construction Loan
Record Updated	May 25, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WARBLER DR FLETCHER NC 287329712, FLETCHER, NC 28732-9712

Mortgage

Document Number	34730632
Date	Apr 6, 2020
Book Page	003473/000632
Instrument	922728

Lender

Name	STATE EMPS CU
Address	SKYLAND, NC 28776

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	10 WARBLER DR, FLETCHER, NC 28732-9712
Document Number	0034300185
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WARBLER DR FLETCHER NC 287329712, FLETCHER, NC 28732-9712

Mortgage

Document Number	0034300185
Date	Dec 19, 2019
Book Page	003430/000185
Instrument	916848

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,500 (-) Land $125,000 Building $469,500
2025	$3,186.00	$594,500 (+1.43%) Land $125,000 Building $469,500
2023		$586,100 Land $125,000 Building $461,100	$594,500 Land $125,000 Building $469,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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