10 Walnut St, #12, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 10 Walnut St, #12, Lawrence, MA 01841

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,804 sqft · built 1900
Lot Size	0.064 acres (2,800 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2013)
Tax Bill	$6,267 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`170 0000 0117 A`

Property Details

APN / Parcel Number

Primary APN	`170 0000 0117 A`
Alternative APN	`LAWR M:0170 B:0000 L:0117`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,804 sqft Living Area
Gross Area	5,506 sqft
Basement Area	1,348 sqft
Unfinished Basement	1,348 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,800 sqft (0.064 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	170 0000 0117 A
Street Address	10 WALNUT ST, 12
City	LAWRENCE
State	MA
Zip	01841-3120
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Lot Number	117
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3005
Census Tract	250500

Owner

10 Walnut St, #12 is owned and occupied by an individual who acquired it in November 2021.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 WALNUT ST, 12, LAWRENCE, MA 01841-3120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BRIGHTBRIDGE CU
Dec 3, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance SANTANDER BANK NA
Jun 27, 2017	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2013 · Amount on File
Deed Sale	May 28, 2013 · Amount on File
Prior Sale	May 26, 2010 · Amount on File
Deed Book / Page	13483 / 339
Last Transfer Date	Nov 29, 2021
Transfer Doc	017256-265
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	10 WALNUT ST # 12, 12, LAWRENCE, MA 01841-3120
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018254-92
Date	Apr 17, 2025
Book Page	18254/92
Instrument	5769

Lender

Name	BRIGHTBRIDGE CU

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	181 Months
Due	May 1, 2040

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Dec 3, 2021
Property Address	10 WALNUT ST # 12, 12, LAWRENCE, MA 01841-3120
Document Number	017256-265
Book / Page	17256 / 265
Instrument Date	Nov 29, 2021
Instrument	39502
Transaction Type	Transfer
Record Updated	Jul 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WALNUT ST, LAWRENCE, MA 01841-3120

Mortgage

Document Number	0000039503
Date	Dec 3, 2021
Instrument	39503

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 27, 2017
Property Address	10-12 WALNUT ST, LAWRENCE, MA 01841
Document Number	15129-4
Book / Page	15129 / 4
Instrument	16013
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$37.08
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 WALNUT ST # 12, 12, LAWRENCE, MA 01841-3120

Mortgage

Document Number	15129-6
Date	Jun 27, 2017
Book Page	15129/6
Instrument	16014

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 10 Walnut St, #12 was $6,267, up 3.3% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,267.00 (+3.28%)	$725,400 (+5.19%) Land $94,200 Building $631,200
2025	$6,068.00 (+2.55%)	$689,600 (+7.8%) Land $94,200 Building $595,400
2024	$5,917.00 (-0.62%)	$639,700 (+9.16%) Land $99,000 Building $540,700
2023	$5,954.00	$586,000 Land $95,600 Building $490,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Walnut St, #12 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 39 policies
Nearby Flood Policies	39 in force
Nearby Flood Claims	86 (1987–2023)
Claims Outside the SFHA	10 of 86
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 5 claims Severe Storms And Flooding, May 2006 · 54 claims Extreme Weather Conditons And Flooding, Oct 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Walnut St, #12 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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