10 Waldrup Trce, Fletcher, NC 28732 Property Records

Buncombe County property record for 10 Waldrup Trce, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,196 sqft · built 1999
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Apr 2013)
Tax Bill	$3,405 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3006417-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3006417-2020-20`
Alternative APNs	`9684-39-5960-00000` `968401394884000` `008247655`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,196 sqft Living Area
Gross Area	4,096 sqft
1st Floor Area	28 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,897 sqft (0.87 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	484 sqft
Deck Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	3006417-2020-20
Street Address	10 WALDRUP TRCE
City	FLETCHER
State	NC
Zip	28732-8428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: BRUSH CREEK FARMS LOT: 25 PLAT: 0060-0003
Legal Subdivision	BRUSH CREEK FARMS
Legal Block	3
Legal Lot Number	25
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	3
Census Block	3016
Census Tract	3204

Owner

10 Waldrup Trce is owned and occupied by an individual who acquired it in September 2019.

Source: Buncombe County records, as of September 22, 2025

Owner of Record	Individual Name on File
Mailing Address	10 WALDRUP TRCE, FLETCHER, NC 28732-8428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 7, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 4, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2013 · Amount on File
Deed Sale	Apr 16, 2013 · Amount on File
Prior Sale	Nov 21, 2000 · Amount on File
Deed Document Number	20135091_01786
Deed Book / Page	5091 / 1786
Last Transfer Date	Sep 30, 2019
Transfer Doc	0058190018
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	10 WALDRUP TRCE, FLETCHER, NC 28732-8428
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058610733
Date	Feb 6, 2020
Book Page	5861/0733

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUNCOMBE NC
Recording Date	Oct 7, 2019
Property Address	10 WALDRUP TRCE, FLETCHER, NC 28732-8428
Document Number	0058190018
Book / Page	5819 / 0018
Map Reference	MB 60 PG 3
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WALDRUP TRCE, FLETCHER, NC 28732-8428

Mortgage

Document Number	58190025
Date	Oct 7, 2019
Instrument	5819/0025

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BUNCOMBE NC
Property Address	10 WALDRUP TRCE, FLETCHER, NC 28732-8428
Document Number	0055800188
Instrument Date	Aug 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10 WALDRUP TRCE FLETCHER NC 287328428, FLETCHER, NC 28732-8428

Mortgage

Document Number	0055800188
Date	Aug 14, 2017
Book Page	005580/000188

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Waldrup Trce was $3,405, up 4.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,405.00 (+4.29%)	$481,900 Land $61,900 Building $420,000	$481,900 Land $61,900 Building $420,000
2024	$3,265.00 (+5.39%)
2023	$3,098.00	$481,900	$481,900 Land $61,900 Building $420,000
2021			$481,900 Land $61,900 Building $420,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Waldrup Trce in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (2021–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Waldrup Trce is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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