10 W Riding St, Wellesley, MA 02482 Property Records

Norfolk County and Wellesley Town property record for 10 W Riding St, Wellesley, MA 02482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,435 sqft · built 1924
Lot Size	0.741 acres (32,297 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,465,000 (May 2021)
Tax Bill	$21,093 (2026)
Deeds & Mortgages	Nov 2018 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WELL M:113 R:017 S`

Property Details

APN / Parcel Number

Primary APN	`WELL M:113 R:017 S`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,435 sqft Living Area
Basement Area	130 sqft
Unfinished Basement	130 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1950
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	32,297 sqft (0.741 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 W RIDING ST
City	WELLESLEY
State	MA
Zip	02482-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR10
Legal Subdivision	WELLESLEY
Jurisdiction	WELLESLEY MA
Township / Civil Division	WELLESLEY
Census Block Group	2
Census Block	2001
Census Tract	404400

Owner

Source: Norfolk County and Wellesley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 W RIDING ST, WELLESLEY, MA 02482-6931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 18, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Prior Sale	Apr 30, 1998 · Amount on Record
Deed Document Number	202165318
Deed Book / Page	39410 / 460
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLESLEY MA
Property Address	10 W RIDING ST, WELLESLEY, MA 02482-6931
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036405-475
Date	Nov 1, 2018
Book Page	36405/475
Instrument	98126

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLESLEY MA
Recording Date	May 18, 2021
Property Address	10 W RIDING ST, WELLESLEY, MA 02482-6931
Document Number	039410-460
Book / Page	39410 / 460
Instrument Date	May 18, 2021
Instrument	65318
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 W RIDING ST, WELLESLEY, MA 02482-6931

Mortgage

Document Number	0000065319
Date	May 18, 2021
Instrument	65319

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Wellesley Town
Unified School District	Wellesley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,093.00 (+8.91%)	$2,074,000 (+10.08%) Land $1,930,000 Building $144,000	$1,876,792 (+0.7%)
2025	$19,368.00 (+2.73%)	$1,884,000 (+4.03%) Land $1,787,000 Building $97,000	$1,863,710 (+2.2%)
2024	$18,853.00 (+3.17%)	$1,811,000 (+13.47%) Land $1,716,000 Building $95,000	$1,823,620
2023	$18,274.00	$1,596,000 Land $1,531,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WELLESLEY WATER DIVISION serves 29,550 people · EPA ID MA3317000
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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