Herkimer County and German Flatts Town property record for 10 W Montgomery St, Ilion, NY 13357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,668 sqft · built 1952 |
| Lot Size | 0.265 acres (11,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,000 (Feb 1999) |
| Tax Bill | $3,654 (2026) |
| Deeds & Mortgages | Dec 2025 Sale May 2020 Mortgage + 1 more |
| APN | 212801 119.35-2-38 |
| Primary APN | 212801 119.35-2-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 1,211 sqft |
| Upper Floors Area | 456 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 11,550 sqft (0.265 acres) |
| Lot Dimensions | 140 ft deep x 82.5 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 66 sqft |
| Shed | 1 Shed |
| Canopy | 120 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 022070110 |
|---|---|
| Street Address | 10 W MONTGOMERY ST |
| City | ILION |
| State | NY |
| Zip | 13357-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 10 W MONT ST N R1 BLDG |
| Legal Block | 2 |
| Legal Lot Number | 38.000 |
| Jurisdiction | HERKIMER NY |
| Township / Civil Division | GERMAN FLATTS |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10300 |
10 W Montgomery St is owned and occupied by an individual who acquired it in January 2020.
Source: Herkimer County and German Flatts Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 W MONTGOMERY ST, ILION, NY 13357-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer |
| May 4, 2020 | Deed of Trust, Mortgage · Balloon Mortgage GPO FCU |
| Feb 3, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 1999 · Amount on File |
| Deed Sale | Feb 11, 1999 · Amount on File |
| Deed Book / Page | 859 / 333 |
| Last Transfer Date | Jan 22, 2020 |
| Transfer Doc | 0000000495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Dec 18, 2025 |
| Property Address | 10 W MONTGOMERY ST, ILION, NY 13357-1414 |
| Document Number | RP20255513 |
| Instrument Date | Nov 29, 2025 |
| Instrument | RP2025-5513 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 W MONTGOMERY ST, ILION, NY 13357-1414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERKIMER NY |
| Property Address | 10 W MONTGOMERY ST, ILION, NY 13357-1414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20201745 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 2020-1745 |
| Name | GPO FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERKIMER NY |
| Recording Date | Feb 3, 2020 |
| Property Address | 10 W MONTGOMERY ST, ILION, NY 13357-1414 |
| Document Number | 0002020495 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 2020-495 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 W MONTGOMERY ST, ILION, NY 13357-1414 |
The 2026 property tax bill for 10 W Montgomery St was $3,654, up 2.8% from the year before.
Source: Herkimer County and German Flatts Town assessment roll, as of May 1, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Herkimer County |
| County Subdivision | German Flatts Town |
| Municipality | Ilion Village |
| Unified School District | Central Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,654.00 (+2.81%) | ||
| 2025 | $3,554.00 (-24.59%) | $54,300 (-) Land $10,200 Building $44,100 | $101,685 (-) Land $19,101 Building $82,584 |
| 2024 | $4,713.00 | $54,300 (-) Land $10,200 Building $44,100 | $101,685 (+3%) Land $19,101 Building $82,584 |
| 2023 | $54,300 Land $10,200 Building $44,100 | $98,727 Land $18,545 Building $80,182 | |
| 2020 | $2,956.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 10 W Montgomery St; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 W Montgomery St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ILION (V) WATER WORKS serves 8,053 people · EPA ID NY2102307 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 36 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Aug 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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