10 W Douglas Ct, Smithsburg, MD 21783 Property Records

Washington County property record for 10 W Douglas Ct, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1977
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$219,271 (Sep 2025)
Tax Bill	$1,804 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-011792`

Property Details

APN / Parcel Number

Primary APN	`07-011792`
Alternative APN	`011792`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Deck Area	104 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011792
Street Address	10 W DOUGLAS CT
City	SMITHSBURG
State	MD
Zip	21783-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT 28 80X125 .23 AC 10 W DOUGLAS CT CHIPS MEADOW
Legal Subdivision	CHIPS MEADOWS
Legal Lot Number	28
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4037
Census Tract	11301

Owner

10 W Douglas Ct is owned and occupied by two individuals who bought it in September 2025.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 W DOUGLAS CT, SMITHSBURG, MD 21783-9705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 16, 2025	Intrafamily Transfer, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 6, 2018	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Aug 24, 2006 · Amount on File
Deed Book / Page	7761 / 159
Prior Transfer Date	Aug 25, 2025
Prior Transfer Doc	0077610159
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	10 W DOUGLAS CT, SMITHSBURG, MD 21783-9705
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068450018
Date	Nov 29, 2021
Book Page	6845/18

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2048

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	10 W DOUGLAS CT, SMITHSBURG, MD 21783-9705
Transaction Type	Mortgage
Record Updated	Oct 2, 2025
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073230351
Date	Sep 21, 2023
Book Page	7323/351

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Sep 16, 2025
Property Address	10 W DOUGLAS CT, SMITHSBURG, MD 21783-9705
Document Number	0077610159
Book / Page	7761 / 159
Map Reference	FO 744A
Instrument Date	Aug 25, 2025
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 W DOUGLAS CT, SMITHSBURG, MD 21783-9705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 W DOUGLAS CT, SMITHSBURG, MD 21783-9705

Mortgage

Document Number	0007761163
Date	Sep 16, 2025
Instrument	7761/163

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	10 W DOUGLAS CT, SMITHSBURG, MD 21783-9705
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0064210490
Date	Nov 12, 2020
Book Page	6421/490

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	4822

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 6, 2018
Property Address	10 W DOUGLAS CT, SMITHSBURG, MD 21783-9705
Document Number	0057660273
Book / Page	005766 / 000273
Instrument Date	May 23, 2018
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	10 W DOUGLAS CT SMITHSBURG MD 217839705, SMITHSBURG, MD 21783-9705

Mortgage

Document Number	57660280
Date	Jun 6, 2018
Book Page	005766/000280

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 10 W Douglas Ct was $1,804, up 7.8% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,804.00 (+7.83%)	$198,033 (+7.82%)	$212,400 (-) Land $55,000 Building $157,400
2025	$1,673.00 (+8.5%)	$183,667	$212,400 Land $55,000 Building $157,400
2024	$1,542.00 (+9.67%)
2023	$1,406.00	$153,667	$169,300 Land $55,000 Building $114,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 W Douglas Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 W Douglas Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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