Hampton City property record for 10 W Cummings Ave, Hampton, VA 23663
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,986 sqft · built 2007 |
| Lot Size | 0.175 acres (7,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Oct 2021) |
| Tax Bill | $3,935 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Jan 2019 Mortgage + 2 more |
| APN | 12G001 00 19001 |
| Primary APN | 12G001 00 19001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,986 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,614 sqft (0.175 acres) |
| Lot Dimensions | 110 ft deep x 70 ft wide |
| Garage Type | Mixed |
| Garage Area | 642 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 12001770 |
|---|---|
| Street Address | 10 W CUMMINGS AVE |
| City | HAMPTON |
| State | VA |
| Zip | 23663-2202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 R-11 ONE |
| Legal Description | WILLOW BEACH L1.2. B19 |
| Legal Subdivision | WILLOW BEACH |
| Legal Block | 19 |
| Legal Lot Number | 1-2 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11300 |
10 W Cummings Ave is owned and occupied by an individual who bought it in October 2021.
Source: Hampton City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 W CUMMINGS AVE, HAMPTON, VA 23663-2202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jan 28, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Oct 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Mar 31, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2021 · Amount on File |
| Deed Sale | Oct 18, 2021 · Amount on File |
| Prior Sale | Oct 6, 2008 · Amount on File |
| Deed Document Number | 202120532 |
| Prior Transfer Date | Oct 15, 2021 |
| Prior Transfer Doc | 0000020532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 10 W CUMMINGS AVE, HAMPTON, VA 23663-2202 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0230010321 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | 230010321 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Mar 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 10 W CUMMINGS AVE, HAMPTON, VA 23663-2202 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 0190000923 |
|---|---|
| Date | Jan 28, 2019 |
| Instrument | 190000923 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Oct 18, 2021 |
| Property Address | 10 W CUMMINGS AVE, HAMPTON, VA 23663-2202 |
| Document Number | 0210020532 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 210020532 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 W CUMMINGS AVE, HAMPTON, VA 23663-2202 |
| Investor | Possibly a Property Investor |
| Document Number | 0210020533 |
|---|---|
| Date | Oct 18, 2021 |
| Instrument | 210020533 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Mar 31, 2021 |
| Property Address | 10 W CUMMINGS AVE, HAMPTON, VA 23663-2202 |
| Document Number | 0210005906 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 210005906 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 W CUMMINGS AVE, HAMPTON, VA 23663-2202 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 10 W Cummings Ave was $3,935.
Source: Hampton City assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $364,700 (+9.95%) Land $57,800 Building $306,900 | $364,700 (+9.95%) Land $57,800 Building $306,900 | |
| 2025 | $3,935.00 | $331,700 Land $57,800 Building $273,900 | $331,700 Land $57,800 Building $273,900 |
| 2023 | $3,953.00 (+10.23%) | $328,600 Land $52,500 Building $276,100 | $328,600 Land $52,500 Building $276,100 |
| 2022 | $3,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 10 W Cummings Ave; there have been 17 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 17 (1999–2011) |
| Claims Outside the SFHA | 6 of 17 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 W Cummings Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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