10 W 12th St, Frederick, MD 21701 Property Records

Frederick County property record for 10 W 12th St, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,809 sqft · built 1953
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on File
Last Sale	$505,000 (May 2021)
Tax Bill	$5,176 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-030438`

Property Details

APN / Parcel Number

Primary APN	`02-030438`
Alternative APNs	`2030438` `030438`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,809 sqft Total Area
1st Floor Area	1,231 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	160 ft deep x 55 ft wide
Garage Type	Basement
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	144 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	030438
Old Parcel Number	2030438
Street Address	10 W 12TH ST
City	FREDERICK
State	MD
Zip	21701-4529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LS 76 77 55 X 160 FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	76
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750801

Owner

Source: Frederick County records · APN 02-030438

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 W 12TH ST, FREDERICK, MD 21701-4529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2021 · Amount on Record
Deed Sale	May 26, 2021 · Amount on Record
Prior Sale	Apr 25, 2005 · Amount on Record
Deed Document Number	0014926145
Deed Book / Page	14926 / 145
Record Updated	Jun 07, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 26, 2021
Property Address	10 W 12TH ST, FREDERICK, MD 21701-4529
Document Number	0149260145
Book / Page	14926 / 145
Map Reference	MB STH FO 139
Instrument Date	May 07, 2021
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 W 12TH ST, FREDERICK, MD 21701-4529

Mortgage

Document Number	14926153
Date	May 26, 2021
Instrument	14926/153

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,176.00 Homeowner's exemption	$300,200	$363,000 Land $104,800 Building $258,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force 7 of 10 on primary residences
Nearby Flood Claims	5 (2018–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2019, rainfall accumulation
Flood Events	Severe Storms And Flooding (May 2018), 2 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 6% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.