10 Violet Cir, Westfield, MA 01085 Property Records

Hampden County and Westfield City property record for 10 Violet Cir, Westfield, MA 01085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,100 sqft · built 2013
Lot Size	0.729 acres (31,761 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Jun 2014)
Tax Bill	$8,686 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Apr 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`WFLD M:29-R L:4 U:2-A`

Property Details

APN / Parcel Number

Primary APN	`WFLD M:29-R L:4 U:2-A`
Alternative APN	`M:329029 B:R0004 L:0002A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,100 sqft Living Area
Gross Area	4,331 sqft
Basement Area	1,086 sqft
Unfinished Basement	1,086 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,761 sqft (0.729 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 VIOLET CIR
City	WESTFIELD
State	MA
Zip	01085-4582
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	4
Jurisdiction	WESTFIELD MA
Township / Civil Division	WESTFIELD
Census Block Group	4
Census Block	4003
Census Tract	812600

Owner

10 Violet Cir is owned and occupied by two individuals who bought it in June 2014.

Source: Hampden County and Westfield City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 VIOLET CIR, WESTFIELD, MA 01085-4582
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2014 · Amount on File
Deed Sale	Jun 9, 2014 · Amount on File
Prior Sale	Jan 11, 2013 · Amount on File
Deed Book / Page	20307 / 186
Transfer Doc	020307-186
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	10 VIOLET CIR, WESTFIELD, MA 01085-4582
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025996-588
Date	Aug 22, 2025
Book Page	25996/588
Instrument	39310

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTFIELD MA
Property Address	10 VIOLET CIR, WESTFIELD, MA 01085-4582
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23157-193
Date	Apr 6, 2020
Book Page	23157/193
Instrument	17688

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 10 Violet Cir was $8,686, up 6.3% from the year before.

Source: Hampden County and Westfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Westfield City
Unified School District	Westfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,686.00 (+6.34%)	$581,800 (+8.12%) Land $161,300 Building $420,500	$621,875 (+11.37%)
2025	$8,168.00	$538,100 Land $166,400 Building $371,700	$558,410 (-6.92%)
2024			$599,925
2023	$8,057.00	$474,500 Land $143,900 Building $330,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Violet Cir in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Violet Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFIELD DPWWATER DIVISION serves 41,094 people · EPA ID MA1329000
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Whip City Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Violet Cir

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