10 Victoria Dr, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 10 Victoria Dr, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,268 sqft · built 2006
Lot Size	3.87 acres (168,577 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Dec 2021)
Tax Bill	$7,646 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03913A001000`

Property Details

APN / Parcel Number

Primary APN	`03913A001000`
Alternative APNs	`GRAY M:037 B:039 L:013-003` `2369`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,268 sqft Living Area
Basement Area	2,000 sqft
Unfinished Basement	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	168,577 sqft (3.87 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	2369
Street Address	10 VICTORIA DR
City	GRAY
State	ME
Zip	04039-8502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	M DOLORES SURV
Legal Block	39
Legal Lot Number	13-3
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1016
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 VICTORIA DR, GRAY, ME 04039-8502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit ANDROSCOGGIN BANK
Jan 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SUNRISE HOUSING LLC
Mar 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SMITH STOCK T
Dec 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Oct 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN OFFICE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Oct 22, 2019 · Amount on Record
Deed Document Number	202186301
Deed Book / Page	38962 / 196
Transfer Doc	0335170197
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	10 VICTORIA DR, GRAY, ME 04039-8502
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0417430332
Date	Sep 24, 2025
Book Page	41743/332
Instrument	38976

Lender

Name	ANDROSCOGGIN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	10 VICTORIA DR, GRAY, ME 04039-8502
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0377440202
Date	Jan 27, 2021
Book Page	37744/202
Instrument	6165

Lender

Name	SUNRISE HOUSING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	10 VICTORIA DR, GRAY, ME 04039-8502
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0378790153
Date	Mar 2, 2021
Book Page	37879/153
Instrument	14879

Lender

Name	SMITH STOCK T

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Dec 6, 2021
Property Address	10 VICTORIA DR, GRAY, ME 04039-8502
Document Number	0389620196
Book / Page	38962 / 196
Instrument Date	Dec 3, 2021
Instrument	86301
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32 BRADEEN RD, N WATERBORO, ME 04061-4517

Mortgage

Document Number	0000086302
Date	Dec 6, 2021
Instrument	86302

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAY ME
Recording Date	Oct 22, 2019
Property Address	10 VICTORIA DR, GRAY, ME 04039-8502
Document Number	0360960145
Book / Page	36096 / 145
Instrument Date	Oct 21, 2019
Instrument	53490
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	918 FOREST AVE, PORTLAND, ME 04103-4123

Mortgage

Document Number	0000053491
Date	Oct 22, 2019
Instrument	53491

Lender

Name	CAMDEN OFFICE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,646.00 (+5.64%)	$789,900 (+65.67%) Land $132,200 Building $657,700
2023	$7,238.00 (+8.83%)	$476,800 (-) Land $55,000 Building $421,800
2022	$6,651.00	$476,800 Land $55,000 Building $421,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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