10 Valeside Dr, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 10 Valeside Dr, Covington, KY 41017 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,040 sqft Finished Area
Lot Size10,454 sqft (0.239 acres)
GarageBasement
OccupancyOwner Occupied
Tax Bill$1,207.00 (2025)

Property Details

APN / Parcel Number

Primary APN045-30-00-245.00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,040 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 1985
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area10,454 sqft (0.239 acres)
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Old Parcel Number0453000245.00
Street Address10 VALESIDE DR
CityCOVINGTON
StateKY
Zip41017-9427
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS LAKEWOOD HILLS PHASE A PT 1 LOT 3
Legal SubdivisionSOUTH LAKEWOOD HILLS
Legal Phase1
Legal Lot Number3
JurisdictionKENTON KY
Minor Civil DivisionINDEPENDENCE
Census Blockgroup2
Census Block2004
Census Tract66801

Owner

Source: Kenton County records · APN 045-30-00-245.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10 VALESIDE DR, COVINGTON, KY 41017-9427
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Dec 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Mar 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 1985
Deed SaleOct 01, 1985
Deed Doc Number0000028844
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10 VALESIDE DR, COVINGTON, KY 41017-9427
Transaction TypeMortgage
Record UpdatedJan 06, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 VALESIDE DR, COVINGTON, KY 41017-9427

Mortgage

Document Number0005900053
DateDec 17, 2025
Book PageKCM 717/470
Instrument25121705900053
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term895 Months
DueJul 18, 2100
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateFeb 01, 2026
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate10.7%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10 VALESIDE DR, COVINGTON, KY 41017-9427
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900023
DateDec 07, 2021
Book Page311/525
Instrument21120705900023
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 01, 2041

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address10 VALESIDE DR, COVINGTON, KY 41017-9427
Document Number0000000139
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address10 VALESIDE DR COVINGTON KY 410179427, COVINGTON, KY 41017-9427

Mortgage

Document Number0000000139
DateMar 17, 2017
Book Page0I3911/000228
Instrument139
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 16, 2037

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,207.00 (-9.04%) Homeowner's exemption$170,900 (-) Land $15,000 Building $155,900$170,900 (-) Land $15,000 Building $155,900
2023$1,327.00 Homeowner's exemption$170,900 Land $15,000 Building $155,900$170,900 Land $15,000 Building $155,900

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