10 Val Verde Rd, Ardmore, OK 73401 Property Records

Carter County property record for 10 Val Verde Rd, Ardmore, OK 73401 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,585 sqft · built 1979
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$196,000 (Sep 2020)
Tax Bill	$2,988 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Sep 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25828`

Property Details

APN / Parcel Number

Primary APN	`25828`
Alternative APN	`2055-00-006-005-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,585 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)
Garage Type	Mixed
Garage Area	938 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Deck Area	821 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25828
Street Address	10 VAL VERDE RD
City	ARDMORE
State	OK
Zip	73401-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHAPARRAL WEST, BLK 6 LOT 5 (189.86X165X190.93X165)
Legal Subdivision	CHAPARRAL WEST
Legal Block	6
Legal Lot Number	5
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	1
Census Block	1007
Census Tract	892502

Owner

Source: Carter County records · APN 25828

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 VAL VERDE RD, ARDMORE, OK 73401-9474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2019	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Aug 02, 2018	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC
Aug 02, 2018	Affidavit of Death of Joint Tenant, Transfer STEWART TITLE, STEWART TITLE OF OKLAHOMA IN
Jan 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Aug 02, 2018 · Amount on Record
Deed Document Number	2020-009813
Deed Book / Page	6930 / 248
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	10 VAL VERDE RD, ARDMORE, OK 73401-9474
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6738/001
Date	Jun 28, 2019
Book Page	6738/001
Instrument	2019-007369

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 11, 2020
Property Address	10 VAL VERDE RD, ARDMORE, OK 73401-9474
Document Number	006930/248
Book / Page	6930 / 248
Instrument Date	Sep 10, 2020
Instrument	2020-009813
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 VAL VERDE RD, ARDMORE, OK 73401-9474

Mortgage

Document Number	2020009814
Date	Sep 11, 2020
Instrument	2020-009814

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 02, 2018
Property Address	10 VAL VERDE RD, ARDMORE, OK 73401-9474
Document Number	006581/053
Book / Page	6581 / 053
Instrument Date	Aug 01, 2018
Instrument	2018-008070
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$277.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 293, LONE GROVE, OK 73443-0293

Mortgage

Document Number	2018008071
Date	Aug 02, 2018
Instrument	2018-008071

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

August 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARTER OK
Recording Date	Aug 02, 2018
Property Address	10 VAL VERDE RD, ARDMORE, OK 73401-9474
Document Number	006581/051
Book / Page	6581 / 051
Instrument Date	Aug 01, 2018
Instrument	2018-008069
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14630 US HIGHWAY 70, 14630, ARDMORE, OK 73401-8760

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Jan 23, 2017
Property Address	10 VAL VERDE RD, ARDMORE, OK 73401-9474
Document Number	006349/163
Book / Page	6349 / 163
Instrument Date	Oct 25, 2016
Instrument	2017-000649
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 HIDDEN OAKS LN, CORSICANA, TX 75109-0547

Tax Assessment & Valuation

Source: Carter County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Lone Grove City
Unified School District	Lone Grove Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,988.00	$28,588 (+5%) Land $2,520 Building $26,068	$284,843 (+9.04%) Land $30,000 Building $254,843
2024	$2,988.00 (+9.81%)	$27,227 (+5%) Land $2,400 Building $24,827	$261,237 (+7.92%) Land $20,001 Building $241,236
2023	$2,721.00	$25,931 Land $2,400 Building $23,531	$242,072 Land $20,001 Building $222,071

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carter County (40019C), updated October 20, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400198925021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 22% of Oklahoma
Wildfire Likelihood	About 1 in 515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Chickasaw Holding Company	Fiber	1,000 / 500
Cable One	Cable	1,000 / 50
Arbuckle Communications	Fixed Wireless (licensed-by-rule)	400 / 100
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Arbuckle Communications, 360 Communications, Inc. (OK, AR & TX). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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