10 Utopia Dr, Colts Neck, NJ 07722 Property Records

Monmouth County and Colts Neck Township property record for 10 Utopia Dr, Colts Neck, NJ 07722

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 4,640 sqft · built 2012
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on File
Last Sale	$1,569,596 (Nov 2012)
Tax Bill	$31,987 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00035-0000-00001-26`

Property Details

APN / Parcel Number

Primary APN	`10-00035-0000-00001-26`
Alternative APN	`10000350000000010026`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,640 sqft Living Area
1st Floor Area	2,890 sqft
Upper Floors Area	2,750 sqft
Basement Area	2,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	107,158 sqft
Terrain	Rolling
Garage Type	Built-in
Garage Area	924 sqft
Parking Spaces	4 Parking Spaces
Pool Area	900 sqft
Pool House	288 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10 UTOPIA DR
City	COLTS NECK
State	NJ
Zip	07722-1383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Subdivision	FINAL FOR MAJOR SUB/
Legal Block	35
Legal Lot Number	1.26
Jurisdiction	MONMOUTH NJ
Township / Civil Division	COLTS NECK
Census Block Group	1
Census Block	1009
Census Tract	809902

Owner

10 Utopia Dr is owned and occupied by two individuals who bought it in November 2012.

Source: Monmouth County and Colts Neck Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 UTOPIA DR, COLTS NECK, NJ 07722-1383
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2012 · Amount on File
Deed Sale	Nov 5, 2012 · Amount on File
Prior Sale	Dec 12, 2011 · Amount on File
Deed Document Number	2012116043
Deed Book / Page	8978 / 7195
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 UTOPIA DR, COLTS NECK, NJ 07722-1383
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095622682
Date	Dec 3, 2021
Book Page	9562/2682
Instrument	2021173286

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 10 Utopia Dr was $31,987, up 3.1% from the year before.

Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Colts Neck Township
Elementary School District	Colts Neck Township School District (KG - 08)
Secondary School District	Freehold Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,360,000 (+2.85%) Land $1,115,200 Building $1,244,800	$2,360,000 (+2.85%) Land $1,115,200 Building $1,244,800
2025	$31,987.00 (+3.09%)	$2,294,600 Land $1,005,200 Building $1,289,400	$2,294,600 Land $1,005,200 Building $1,289,400
2024	$31,029.00
2023		$1,802,900 Land $633,400 Building $1,169,500	$1,802,900 Land $633,400 Building $1,169,500
2022	$28,534.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Utopia Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Utopia Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20