10 Urbino, Irvine, CA 92620 Property Records

Orange County property record for 10 Urbino, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,974 sqft · built 1979
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Trust Names on File
Tax Bill	$4,095 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2026 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-181-25`

Property Details

APN / Parcel Number

Primary APN	`530-181-25`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,974 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 URBINO
City	IRVINE
State	CA
Zip	92620-1870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9322 BLK LOT 65
Legal Subdivision	TRACT NO. 9322
Legal Tract	9322
Legal Lot Number	65
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1001
Census Tract	52421

Owner

10 Urbino is owner-occupied and held in a trust since April 2015.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10 URBINO, IRVINE, CA 92620-1870
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Jan 6, 2026	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 8, 2015
Transfer Doc	0000333142
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10 URBINO, IRVINE, CA 92620-1870
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 URBINO IRVINE, IRVINE, CA 92620

Mortgage

Document Number	0000088483
Date	Apr 10, 2024
Instrument	2024000088483

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 9, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 6, 2026
Property Address	10 URBINO, IRVINE, CA 92620-1870
Document Number	0000002180
Map Reference	MB 412 PG 23-29
Instrument Date	Dec 11, 2025
Instrument	2026000002180
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	UNKNOWN, FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 URBINO, IRVINE, CA 92620-1870

Mortgage

Document Number	0000002181
Date	Jan 6, 2026
Instrument	2026000002181

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	904 Months
Due	May 16, 2101

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10 Urbino was $4,095, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$388,310 (+2%) Land $140,851 Building $247,459
2025	$4,095.00 (+2.25%) Homeowner's exemption	$380,697 Land $138,090 Building $242,607
2024	$4,005.00 (+2.69%)
2023	$3,900.00 (+2.09%) Homeowner's exemption	$365,915 Land $132,728 Building $233,187
2022	$3,820.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Urbino in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Urbino is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

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