10 Upper St, Winchester, KY 40391 Property Records

Clark County property record for 10 Upper St, Winchester, KY 40391

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,792 sqft · built 1980
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on Record
Last Sale$193,600 (May 2026)
Tax Bill$1,286 (2025)
Deeds & MortgagesMay 2026 Sale
Feb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN054-1003-047-02

Property Details

APN / Parcel Number

Primary APN054-1003-047-02
Alternative APN
  • 688225010001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Basement Area1,216 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions200 ft deep x 125 ft wide
Garage Area988 sqft
DrivewayConcrete Driveway
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area660 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number688225010001
Street Address10 UPPER ST
CityWINCHESTER
StateKY
Zip40391-1342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSINGLE FAM
Legal DescriptionLOT 1 (PORTION OF) P/DB 156_415
Legal SubdivisionBRUNERVILLE
Legal Lot Number1
JurisdictionCLARK KY
Township / Civil DivisionWINCHESTER
Census Block Group2
Census Block2021
Census Tract20201

Owner

Source: Clark County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address134 SPRING ST, WINCHESTER, KY 40391-1340
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed, Transfer
ATTORNEY ONLY
Feb 3, 2026Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Prior SaleFeb 1, 1984 · Amount on Record
Deed Document Number2026
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionCLARK KY
Recording DateMay 27, 2026
Property Address10 UPPER ST, WINCHESTER, KY 40391-1342
Instrument DateMay 22, 2026
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 SPRING ST, WINCHESTER, KY 40391-1340

February 2026: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCLARK KY
Recording DateFeb 3, 2026
Property Address10 UPPER ST, WINCHESTER, KY 40391-1342
Document Number00D597/656
Book / PageD597 / 656
Instrument DateJan 29, 2026
Instrument380426
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 BROWN ST, BEREA, KY 40403-1112

Tax Assessment & Valuation

Source: Clark County assessment roll, as of January 12, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyClark County
MunicipalityWinchester City
Unified School DistrictClark County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,286.00 (+24.61%) Homeowner's exemption$183,000 (+25.95%) Land $20,000 Building $163,000$183,000 (+25.95%) Land $20,000 Building $163,000
2023$145,300$145,300
2022$1,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1978–2011)
Most Recent ClaimNov 2011 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER MUNICIPAL UTILITIES
private · serves 29,823 people · EPA ID KY0250473
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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