10 Upper Ferndale Rd, Liberty, NY 12754 Property Records

Sullivan County and Liberty Town property record for 10 Upper Ferndale Rd, Liberty, NY 12754

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,188 sqft · built 1939
Lot Size0.73 acres (31,799 sqft)
OwnerIndividual Name on File
Last Sale$94,000 (Jun 2007)
Tax Bill$4,557 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN483601 115.-3-16.3

Property Details

APN / Parcel Number

Primary APN483601 115.-3-16.3
Alternative APN
  • 3601115 0003016003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,188 sqft Living Area
1st Floor Area792 sqft
Upper Floors Area396 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleCape Cod
Exterior MaterialComposition/Composite
Lot Area31,799 sqft (0.73 acres)
Lot Dimensions450 ft deep x 94 ft wide
PorchPorch
Porch Area70 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 UPPER FERNDALE RD
CityLIBERTY
StateNY
Zip12754-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBENJAMIN REISS-LIFE ESTAT
Legal Block3
Legal Lot Number16.003
JurisdictionSULLIVAN NY
Township / Civil DivisionLIBERTY
Census Block Group1
Census Block1015
Census Tract950702

Owner

10 Upper Ferndale Rd is owned and occupied by an individual who bought it in June 2007.

Source: Sullivan County and Liberty Town records, as of April 27, 2026

Owner of RecordIndividual Name on File
Mailing Address10 UPPER FERNDALE RD, LIBERTY, NY 12754-2016
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2007 · Amount on File
Deed SaleJun 13, 2007 · Amount on File
Deed Book / Page3348 / 365
Prior Transfer DateOct 4, 2002
Prior Transfer Doc2476000316
Record UpdatedJun 8, 2026

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSULLIVAN NY
Recording DateNov 9, 2018
Property Address10 UPPER FERNDALE RD, LIBERTY, NY 12754-2016
Document Number0000008083
Instrument DateOct 26, 2018
Instrument8083
Transaction TypeTransfer
Record UpdatedDec 24, 2018
Title CompanyNEW STHRN TIER TITLE AGENCY LLC, NEW STHRN TIER TITLE AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$339.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2079 PLUM ST SCHENECTADY NY 123095818, SCHENECTADY, NY 12309-5818

Mortgage

Document Number8084
DateNov 9, 2018
Instrument8084
Lender
NameJEFF BK
TypeBank
AddressJEFFERSONVILLE, NY 12748
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 8, 2038
Interest
Rate5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 10 Upper Ferndale Rd was $4,557.

Source: Sullivan County and Liberty Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionLiberty Town
MunicipalityLiberty Village
Unified School DistrictLiberty Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,557.00$50,000 Land $17,400 Building $32,600$133,000 Land $46,284 Building $86,716
2023$50,000 (-) Land $17,400 Building $32,600$101,297 (+28.22%) Land $35,251 Building $66,046
2022$50,000 Land $17,400 Building $32,600$79,000 Land $27,492 Building $51,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Upper Ferndale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Upper Ferndale Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY VILLAGE
serves 3,900 people · EPA ID NY5203329
Water SourceSurface water
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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