Hampden County and Holyoke City property record for 10 Upland Rd, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,235 sqft · built 1959 |
| Lot Size | 0.27 acres (11,779 sqft) |
| Owner | Individual Name on File |
| Last Sale | $263,000 (Jan 2025) |
| Tax Bill | $4,147 (2026) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0167 B:0000 L:85 |
| Primary APN | HOLY M:0167 B:0000 L:85 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| Gross Area | 1,976 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 741 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,779 sqft (0.27 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10 UPLAND RD |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Subdivision | SUNSET MANOR SEC B |
| Legal Lot Number | 85 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 812101 |
10 Upland Rd is owned and occupied by an individual who bought it in January 2025.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 UPLAND RD, HOLYOKE, MA 01040-1423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2025 | Deed, Transfer · Stand-Alone First Mortgage BANKESB |
| Sep 11, 2019 | Deed of Trust, Mortgage PEOPLESBANK (HOLYOKE MA) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2025 · Amount on File |
| Deed Sale | Jan 9, 2025 · Amount on File |
| Prior Sale | Oct 30, 2000 · Amount on File |
| Deed Book / Page | 25721 / 448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Jan 9, 2025 |
| Property Address | 10 UPLAND RD, HOLYOKE, MA 01040-1423 |
| Document Number | 025721-448 |
| Book / Page | 25721 / 448 |
| Instrument Date | Jan 9, 2025 |
| Instrument | 1259 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 UPLAND RD, HOLYOKE, MA 01040-1423 |
| Document Number | 0000001260 |
|---|---|
| Date | Jan 9, 2025 |
| Instrument | 1260 |
| Name | BANKESB |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Feb 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 10 UPLAND RD, HOLYOKE, MA 01040-1423 |
| Document Number | 22854-369 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 UPLAND RD HOLYOKE MA 010401423, HOLYOKE, MA 01040-1423 |
| Document Number | 22854-369 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 022854/000369 |
| Instrument | 53026 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2049 |
The 2026 property tax bill for 10 Upland Rd was $4,147, up 6.9% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,147.00 (+6.85%) | $237,900 (+7.02%) Land $67,700 Building $167,400 | $273,610 (+9.72%) |
| 2025 | $3,881.00 (+7.39%) | $222,300 (+16.57%) Land $63,200 Building $159,100 | $249,375 (+3.18%) |
| 2024 | $3,614.00 (+4.18%) | $190,700 (+3.14%) Land $60,300 Building $130,400 | $241,680 |
| 2023 | $3,469.00 | $184,900 Land $60,300 Building $124,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Upland Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Upland Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 9 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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