Milford City property record for 10 Underhill Rd, Milford, CT 06460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,330 sqft · built 1942 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $580,000 (Jan 2025) |
| Tax Bill | $7,610 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Apr 2024 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | MILF M:35 B:437 L:2 |
| Primary APN | MILF M:35 B:437 L:2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,330 sqft Living Area |
| Gross Area | 2,822 sqft |
| 1st Floor Area | 790 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 6119 |
|---|---|
| Street Address | 10 UNDERHILL RD |
| City | MILFORD |
| State | CT |
| Zip | 06460-6343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7.5 |
| Legal Block | 437 |
| Legal Lot Number | 2 |
| Jurisdiction | MILFORD CT |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 150200 |
Source: Milford City records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 UNDERHILL RD, MILFORD, CT 06460-6343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 8, 2025 | Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF AMERICA NA |
| Apr 1, 2024 | Warranty Deed, Construction Loan · Construction Mortgage PINNACLE FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on Record |
| Deed Sale | Jan 8, 2025 · Amount on Record |
| Prior Sale | Apr 1, 2024 · Amount on Record |
| Deed Document Number | 2025114 |
| Deed Book / Page | 4122 / 743 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Jan 8, 2025 |
| Property Address | 10 UNDERHILL RD, MILFORD, CT 06460-6343 |
| Document Number | 004122-743 |
| Book / Page | 4122 / 743 |
| Instrument Date | Jan 6, 2025 |
| Instrument | 114 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000000115 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 115 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Feb 1, 2032 |
| Max Rate At Change | 2.75% |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILFORD CT |
| Recording Date | Apr 1, 2024 |
| Property Address | 10 UNDERHILL RD, MILFORD, CT 06460-6343 |
| Document Number | 0004092-70 |
| Book / Page | 4092 / 70 |
| Instrument Date | Mar 28, 2024 |
| Instrument | 1447 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 24, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 156 JEFFERSON ST, STRATFORD, CT 06615-7809 |
| Document Number | 0000001448 |
|---|---|
| Date | Apr 1, 2024 |
| Instrument | 1448 |
| Name | PINNACLE FINANCIAL SERVICES LLC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Milford City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Consolidated City | Milford City |
| Unified School District | Milford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,610.00 | $257,520 (+31.14%) Land $91,830 Building $165,690 | $367,886 Land $131,186 Building $236,700 |
| 2024 | $7,610.00 (+42.64%) | ||
| 2023 | $5,335.00 | $196,370 Land $91,830 Building $104,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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