10 Underhill Dr, Potsdam, NY 13676 Property Records

St. Lawrence County and Pierrepont Town property record for 10 Underhill Dr, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,872 sqft · built 2003
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Jul 2024)
Tax Bill	$11,864 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2021 Mortgage + 1 more
APN	`407000 90.035-1-25.1`

Property Details

APN / Parcel Number

Primary APN	`407000 90.035-1-25.1`
Alternative APN	`700009003500010250010000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Basement Area	1,800 sqft
Finished Basement	1,800 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	207 ft deep x 294 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	407000 90.035-1-25.1
Street Address	10 UNDERHILL DR
City	POTSDAM
State	NY
Zip	13676-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Description	LOT 21 CRESTVIEW SUBDIV 145SX200SX165SX200S
Legal Subdivision	CRESTVIEW SUBDIVISION
Legal Block	1
Legal Lot Number	25.001
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	PIERREPONT
Census Block Group	2
Census Block	2017
Census Tract	492302

Owner

10 Underhill Dr is owned by two individuals who bought it in July 2024.

Source: St. Lawrence County and Pierrepont Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	889 WILLETT AVE, RIVERSIDE, RI 02915-2760
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Oct 16, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Oct 16, 2023 · Amount on File
Deed Document Number	20247378
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	10 UNDERHILL DR, POTSDAM, NY 13676-4445
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COUNTRYSIDE COURT DR, GOUVERNEUR, NY 13642-4306

Mortgage

Document Number	0000012876
Date	Oct 16, 2023
Instrument	R-2023-00012876

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LAWRENCE NY
Property Address	10 UNDERHILL DR, POTSDAM, NY 13676-4445
Transaction Type	Mortgage
Record Updated	Feb 16, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 UNDERHILL DR, POTSDAM, NY 13676-4445

Mortgage

Document Number	0000010027
Date	Aug 2, 2021
Instrument	R-2021-00010027

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2041

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Oct 16, 2023
Property Address	10 UNDERHILL DR, POTSDAM, NY 13676-4445
Document Number	0000012875
Instrument Date	Sep 28, 2023
Instrument	R-2023-00012875
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Amount	Amount on Record
Tax	$1,520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 UNDERHILL DR, POTSDAM, NY 13676-4445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COUNTRYSIDE COURT DR, GOUVERNEUR, NY 13642-4306

Tax Assessment & Valuation

The 2026 property tax bill for 10 Underhill Dr was $11,864, up 3.5% from the year before.

Source: St. Lawrence County and Pierrepont Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Pierrepont Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,864.00 (+3.51%)
2025	$11,462.00 (+10.66%)	$251,040 (-) Land $11,500 Building $239,540	$392,250 (+6.25%) Land $17,969 Building $374,281
2024	$10,358.00	$251,040 (+35.7%) Land $11,500 Building $239,540	$369,176 (+49.67%) Land $16,912 Building $352,264
2023		$185,000 Land $11,500 Building $173,500	$246,667 Land $15,333 Building $231,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Underhill Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Underhill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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