10 Turtleback Way, Chappaqua, NY 10514 Property Records

Westchester County and Mount Pleasant Town property record for 10 Turtleback Way, Chappaqua, NY 10514

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 4,630 sqft · built 2000
Lot Size1.36 acres (59,242 sqft)
Owner2 Individual Names on File
Last Sale$1,800,000 (Feb 2019)
Tax Bill$48,541 (2026)
Deeds & MortgagesApr 2020 Mortgage
Apr 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN553489 99.9-1-40

Property Details

APN / Parcel Number

Primary APN553489 99.9-1-40
Alternative APNs
  • 348909900900010400000000
  • 04752000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,630 sqft Living Area
1st Floor Area2,346 sqft
2nd Floor Area2,284 sqft
Basement Area2,313 sqft
Finished Basement2,313 sqft
Unfinished Basement2,313 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleColonial
Exterior MaterialWood
Lot Area59,242 sqft (1.36 acres)
PorchSlab
Porch Area503 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number04752000
Street Address10 TURTLEBACK WAY
CityCHAPPAQUA
StateNY
Zip10514-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHARDSCRABBLE LAKE
Legal Block1
Legal Lot Number40.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2027
Census Tract11800

Owner

10 Turtleback Way is owned and occupied by two individuals who bought it in February 2019.

Source: Westchester County and Mount Pleasant Town records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address10 TURTLEBACK WAY, CHAPPAQUA, NY 10514-3059
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
KEYBANK USA
Apr 24, 2020Loan Modification, Mortgage
KEYBANK USA
Feb 11, 2019Grant Deed, Transfer
KEYBANK USA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2019 · Amount on File
Deed SaleFeb 11, 2019 · Amount on File
Prior SaleSep 7, 2011 · Amount on File
Deed Document Number2019590153386
Prior Transfer DateNov 28, 2016
Prior Transfer Doc0563013056
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address10 TURTLEBACK WAY, CHAPPAQUA, NY 10514-3059
Document Number0601333103
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyRIVER CITY ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 TURTLEBACK WAY CHAPPAQUA NY 105143059, CHAPPAQUA, NY 10514-3059

Mortgage

Document Number0601333103
DateMay 20, 2020
Book Page060133/003103
Lender
NameKEYBANK USA
TypeBank
AddressCLEVELAND, OH 44114-1306
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 19, 2050

April 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address10 TURTLEBACK WAY, CHAPPAQUA, NY 10514-3059
Document Number0601333111
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyRIVER CITY ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 TURTLEBACK WAY CHAPPAQUA NY 105143059, CHAPPAQUA, NY 10514-3059

Mortgage

Document Number0601333111
DateMay 20, 2020
Book Page060133/003111
Lender
NameKEYBANK USA
TypeBank
Address127 PUBLIC SQ, CLEVELAND, OH 44114-1217
Agreement
AmountAmount on Record
Term360 Months
DueMay 19, 2050
Interest
Rate TypeAdjustable Rate
Rate3%

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateFeb 11, 2019
Property Address10 TURTLEBACK WAY, CHAPPAQUA, NY 10514-3059
Document Number0590153386
Book / Page059015 / 003386
Instrument DateFeb 5, 2019
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyRIVER CITY ABSTRACT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8 SWAMP RD NEWTOWN CT 064702774, NEWTOWN, CT 06470-2774

Mortgage

Document Number590373381
DateFeb 11, 2019
Book Page059037/003381
Lender
NameKEYBANK USA
TypeBank
Address127 PUBLIC SQ, CLEVELAND, OH 44114-1217
Agreement
AmountAmount on Record
Term360 Months
DueFeb 10, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 10 Turtleback Way was $48,541.

Source: Westchester County and Mount Pleasant Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionMount Pleasant Town
Unified School DistrictChappaqua Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$48,541.00
2025$21,600 (-) Land $6,250 Building $15,350$2,138,614 (+5.94%) Land $618,812 Building $1,519,802
2024$21,600 (-) Land $6,250 Building $15,350$2,018,691 (+5.61%) Land $584,112 Building $1,434,579
2023$21,600 Land $6,250 Building $15,350$1,911,504 Land $553,097 Building $1,358,407

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Turtleback Way in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1979–2011)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2011 · rainfall accumulation
Claims by Event
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Turtleback Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRIARCLIFF MANOR VILLAGE
serves 9,190 people · EPA ID NY5903420
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Turtleback Way

Nearby Streets

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