10 Turtleback Trl, Ponte Vedra Beach, FL 32082 Property Records

St. Johns County property record for 10 Turtleback Trl, Ponte Vedra Beach, FL 32082

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 1,551 sqft · built 1984
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Jun 2020)
Tax Bill$6,108 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (moderate risk)
APN062111-0100

Property Details

APN / Parcel Number

Primary APN062111-0100

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,551 sqft Living Area
Gross Area1,959 sqft
1st Floor Area1,051 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area298 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10 TURTLEBACK TRL
CityPONTE VEDRA BEACH
StateFL
Zip32082-2564
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodePUD
Legal Description15/22-25 TURTLEBACK CROSSING UNIT 1 LOT 10 OR4969/1178
Legal Range29E
Legal Township03S
Legal Section40
Legal SubdivisionTURTLEBACK CROSSING UNIT 1
Legal Block4
Legal Lot Number10
Legal Unit1
JurisdictionST JOHNS FL
Township / Civil DivisionPONTE VEDRA
Census Block Group4
Census Block4002
Census Tract20705

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18 MORNINGSIDE DR, SCHENECTADY, NY 12303-5630
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Warranty Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Oct 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2020 · Amount on Record
Deed SaleJun 22, 2020 · Amount on Record
Prior SaleAug 19, 2011 · Amount on Record
Deed Document Number202048567
Deed Book / Page4969 / 1178
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 22, 2020
Property Address10 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2564
Document Number0049691178
Book / Page4969 / 1178
Map ReferenceMB 15 PG 22-25
Instrument DateJun 16, 2020
Instrument2020048567
Transaction TypeTransfer
Record UpdatedJan 28, 2022
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3035 CYPRESS CREEK DR E, 3035, PONTE VEDRA BEACH, FL 32082-3013

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 MORNINGSIDE DR, SCHENECTADY, NY 12303-5630

Mortgage

Document Number0049691180
DateJun 22, 2020
Instrument4969/1180
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address10 TURTLEBACK TRL, PONTE VEDRA BEACH, FL 32082-2564
Document Number0046290712
Instrument DateOct 6, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10 TURTLEBACK TRL PONTE VEDRA BEACH FL 320822564, PONTE VEDRA BEACH, FL 32082-2564

Mortgage

Document Number0046290712
DateOct 19, 2018
Book Page004629/000712
Instrument75878
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 18, 2038

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,726 (+3.96%) Land $110,000 Building $335,726$445,726 (+3.96%) Land $110,000 Building $335,726
2025$6,108.00 (+13.49%)$428,752 (-0.74%)$428,752 (-0.74%) Land $110,000 Building $318,752
2024$5,382.00 (+3.32%)$431,949 (-0.94%)$431,949 (-0.94%) Land $95,000 Building $336,949
2023$5,209.00 (+11.45%)$436,059 (+15.64%)$436,059 (+15.64%) Land $95,000 Building $341,059
2022$4,674.00$377,095$377,095 Land $78,400 Building $298,695

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 238 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies238 in force
Nearby Flood Claims21 (1982–2016)
Claims Outside the SFHA19 of 21
Most Recent ClaimNov 2016 · tidal / storm surge
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-PONTE VEDRA WS
private · serves 15,565 people · EPA ID FL2554343
Water SourceGroundwater
Last State InspectionDec 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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