Westerly Town property record for 10 Treetop Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,092 sqft · built 1986 |
| Lot Size | 0.489 acres (21,307 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $402,500 (Dec 2023) |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:114 B:22 |
| Primary APN | WEST M:114 B:22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,248 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,307 sqft (0.489 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 21008743 |
|---|---|
| Street Address | 10 TREETOP DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 22 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 TREETOP DR, WESTERLY, RI 02891-4903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2023 | Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC |
| Jun 9, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 8, 2020 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Oct 5, 2018 | Quit Claim Deed, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2023 · Amount on Record |
| Deed Sale | Dec 19, 2023 · Amount on Record |
| Prior Sale | Oct 1, 2015 · Amount on Record |
| Deed Document Number | 20232023-4202 |
| Deed Book / Page | 2023 / 16837 |
| Transfer Doc | 4229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 19, 2023 |
| Property Address | 10 TREETOP DR, WESTERLY, RI 02891-4903 |
| Document Number | 2023-16837 |
| Book / Page | 2023 / 16837 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023-4202 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 TREETOP DR, WESTERLY, RI 02891-4903 |
| Document Number | 0020234203 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 2023-4203 |
| Name | GENEVA FINANCIAL LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 10 TREETOP DR, WESTERLY, RI 02891-4903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022-10799 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 2022/10799 |
| Instrument | 2022-2534 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 10 TREETOP DR, WESTERLY, RI 02891-4903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 002020-266 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 2020/266 |
| Instrument | 202020-79 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 5, 2018 |
| Property Address | 10 TREETOP DR, WESTERLY, RI 02891-4903 |
| Document Number | 2018-6946 |
| Book / Page | 002018 / 016946 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 4229 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 TREETOP DR WESTERLY RI 028914903, WESTERLY, RI 02891-4903 |
| Document Number | 2018-6949 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 002018/016949 |
| Instrument | 4230 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2048 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,967.00 (-2.18%) | $417,300 (+32.35%) Land $186,400 Building $230,900 | $512,020 |
| 2023 | $3,033.00 (+0.63%) | $315,300 (-) Land $133,200 Building $182,100 | |
| 2022 | $3,014.00 | $315,300 Land $133,200 Building $182,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures