Middlesex County and Concord Town property record for 10 Tracy St, Concord, MA 01742
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,801 sqft · built 1965 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $449,000 (Mar 2013) |
| Tax Bill | $12,151 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | CONC M:14D B:3218 |
| Primary APN | CONC M:14D B:3218 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,801 sqft Living Area |
| Gross Area | 3,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Basement |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 5646 |
|---|---|
| Street Address | 10 TRACY ST |
| City | CONCORD |
| State | MA |
| Zip | 01742-5734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Subdivision | PINE KNOLL SHORES |
| Legal Block | 3218 |
| Jurisdiction | CONCORD MA |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 361100 |
10 Tracy St is owner-occupied and held in a trust since March 2013.
Source: Middlesex County and Concord Town records, as of April 14, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 TRACY ST, CONCORD, MA 01742-5734 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2013 · Amount on File |
| Deed Sale | Mar 8, 2013 · Amount on File |
| Prior Sale | Dec 14, 2012 · Amount on File |
| Deed Book / Page | 61359 / 115 |
| Transfer Doc | 061359-115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD MA |
| Property Address | 10 TRACY ST, CONCORD, MA 01742-5734 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074759-476 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 74759/476 |
| Instrument | 80533 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 10 Tracy St was $12,151, up 1% from the year before.
Source: Middlesex County and Concord Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Concord Town |
| Elementary School District | Concord School District (PK - 08) |
| Secondary School District | Concord-Carlisle School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,151.00 (+0.99%) | $916,400 (-) Land $435,300 Building $481,100 | $857,660 |
| 2024 | $12,032.00 (+6.36%) | $916,400 (+4.98%) Land $435,300 Building $481,100 | |
| 2023 | $11,313.00 | $872,900 Land $414,500 Building $458,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Tracy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10 Tracy St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Concord Light Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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