Monmouth County and Howell Township property record for 10 Tracey Ct, Howell, NJ 07731 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1987 |
| Lot Size | 0.055 acres (2,378 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2025) |
| Tax Bill | $7,189 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00001-16-00072 |
| Primary APN | 21-00001-16-00072 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Upper Floors Area | 704 sqft |
| Basement Area | 616 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,378 sqft (0.055 acres) |
| Lot Dimensions | 82 ft deep x 29 ft wide |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 31167200 |
|---|---|
| Street Address | 10 TRACEY CT |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2855 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: JOINT TENANTS |
| Legal Subdivision | RAMTOWN MANOR SEC 03 |
| Legal Block | 1.16 |
| Legal Lot Number | 72 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 811501 |
Source: Monmouth County and Howell Township records · APN 21-00001-16-00072
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 TRACEY CT, HOWELL, NJ 07731-2855 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 01, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 22, 2025 · Amount on Record |
| Deed Sale | Jul 22, 2025 · Amount on Record |
| Prior Sale | May 01, 2024 |
| Deed Document Number | 202557450 |
| Deed Book / Page | 9748 / 174 |
| Prior Transfer Date | Apr 30, 2024 |
| Prior Transfer Doc | 0096864823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 TRACEY CT, HOWELL, NJ 07731-2855 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|
| Document Number | 0095456802 |
|---|---|
| Date | Sep 23, 2021 |
| Book Page | 9545/6802 |
| Instrument | 2021142561 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Apr 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 01, 2024 |
| Property Address | 10 TRACEY CT, HOWELL, NJ 07731-2855 |
| Document Number | 0096864823 |
| Book / Page | 9686 / 4823 |
| Instrument Date | Apr 10, 2024 |
| Instrument | 2024028716 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 TRACEY CT, HOWELL, NJ 07731-2855 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 TRACEY CT, HOWELL, NJ 07731-2855 |
| Investor | Possibly a Property Investor |
| Document Number | 2024028717 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 2024028717 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2054 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $443,200 (+5.67%) Land $252,000 Building $191,200 | $443,200 (+5.67%) Land $252,000 Building $191,200 | |
| 2025 | $7,189.00 (+9.42%) | $419,400 (+14%) Land $230,000 Building $189,400 | $419,400 (+14%) Land $230,000 Building $189,400 |
| 2024 | $6,570.00 (+9.23%) | ||
| 2023 | $367,900 Land $170,000 Building $197,900 | $367,900 Land $170,000 Building $197,900 | |
| 2022 | $6,015.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258115013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 52% of the US · above 69% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 401 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Optimum Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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