10 Tower Rd, Liberty, ME 04949 Property Records

Waldo County and Liberty Town property record for 10 Tower Rd, Liberty, ME 04949

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,325 sqft · built 1979
Lot Size	3.29 acres (143,312 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jul 2025)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	May 2023 Refinance Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LIBE M:010 L:050`

Property Details

APN / Parcel Number

Primary APN	`LIBE M:010 L:050`
Alternative APN	`404`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,325 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	143,312 sqft (3.29 acres)
Garage Type	Basement

Location & Zoning

Account Number	404
Street Address	10 TOWER RD
City	LIBERTY
State	ME
Zip	04949-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	50
Jurisdiction	LIBERTY ME
Township / Civil Division	LIBERTY
Census Block Group	5
Census Block	5003
Census Tract	45000

Owner

Source: Waldo County and Liberty Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 TOWER RD, LIBERTY, ME 04949-3025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 1, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Sep 15, 2015 · Amount on File
Deed Document Number	20252025-6197
Deed Book / Page	5132 / 221
Transfer Doc	03117/0324
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY ME
Property Address	10 TOWER RD, LIBERTY, ME 04949-3025
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004904/136
Date	May 24, 2023
Book Page	4904/136
Instrument	2023-3053

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2063

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY ME
Property Address	10 TOWER RD, LIBERTY, ME 04949-3025
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004727/75
Date	Nov 1, 2021
Book Page	4727/75
Instrument	2021-12138

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIBERTY ME
Property Address	10 TOWER RD, LIBERTY, ME 04949-3025
Document Number	0045150322
Instrument Date	Jul 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 TOWER RD LIBERTY ME 049493025, LIBERTY, ME 04949-3025

Mortgage

Document Number	0045150322
Date	Jul 14, 2020
Book Page	004515/000322
Instrument	5870

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2050

Tax Assessment & Valuation

Source: Waldo County and Liberty Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Liberty Town
Unified School District	School Administrative District 03 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,158.00	$286,730 (-) Land $44,120 Building $242,610
2024	$4,158.00 (+12.47%)	$286,730 (+29.92%) Land $44,120 Building $242,610
2023	$3,697.00 (+8.42%)	$220,700 (-) Land $33,940 Building $186,760
2022	$3,410.00	$220,700 Land $33,940 Building $186,760

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL	50 / 20
Redzone Wireless Fixed Wireless	50 / 15

May also be available: AT&T, Spectrum.

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