York County and Biddeford City property record for 10 Tow Rd, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,739 sqft · built 1991 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (May 2026) |
| Tax Bill | $6,234 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:79 L:21-1 |
| Primary APN | BIDD M:79 L:21-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,739 sqft Living Area |
| Gross Area | 5,033 sqft |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,946 sqft (0.94 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 TOW RD |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-9022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Lot Number | 21-1 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 25300 |
10 Tow Rd is owned by two individuals who bought it in May 2026.
Source: York County and Biddeford City records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1321 CONGRESS ST, PORTLAND, ME 04102-2114 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOAN STORE |
| Sep 25, 2019 | Deed of Trust, Mortgage · Balloon Mortgage BIDDEFORD SAVINGS BANK |
| Sep 23, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance BIDDEFORD SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Sep 23, 2019 · Amount on File |
| Deed Document Number | 202615523 |
| Deed Book / Page | 19899 / 805 |
| Prior Transfer Date | Sep 18, 2019 |
| Prior Transfer Doc | 0180510813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | May 8, 2026 |
| Property Address | 10 TOW RD, BIDDEFORD, ME 04005-9022 |
| Document Number | 0198990805 |
| Book / Page | 19899 / 805 |
| Instrument Date | May 7, 2026 |
| Instrument | 202615523 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1321 CONGRESS ST, PORTLAND, ME 04102-2114 |
| Date | May 8, 2026 |
|---|
| Name | LOAN STORE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 10 TOW RD, BIDDEFORD, ME 04005-9022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180540668 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 18054/668 |
| Instrument | 2019040635 |
| Name | BIDDEFORD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Sep 23, 2019 |
| Property Address | 10 TOW RD, BIDDEFORD, ME 04005-9022 |
| Document Number | 0180510812 |
| Book / Page | 18051 / 812 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 2019040171 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 TOW RD, BIDDEFORD, ME 04005-9022 |
| Document Number | 2019040172 |
|---|---|
| Date | Sep 23, 2019 |
| Instrument | 2019040172 |
| Name | BIDDEFORD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 10 Tow Rd was $6,234, up 5.6% from the year before.
Source: York County and Biddeford City assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,234.00 (+5.55%) | $417,300 (+0.48%) Land $106,300 Building $311,000 | |
| 2024 | $5,906.00 (+8.39%) | $415,300 (-) Land $106,300 Building $309,000 | |
| 2023 | $5,449.00 (-9.23%) | $415,300 (+13.53%) Land $106,300 Building $309,000 | $413,630 |
| 2022 | $6,003.00 | $365,800 Land $92,100 Building $273,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Tow Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1996) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Tow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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