Essex County and Lynnfield Town property record for 10 Todd Ln, Lynnfield, MA 01940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 5,067 sqft · built 1977 |
| Lot Size | 1.19 acres (52,215 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,035,000 (Sep 2005) |
| Tax Bill | $18,299 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LYNF M:0034 B:0000 L:1861 |
| Primary APN | LYNF M:0034 B:0000 L:1861 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 5,067 sqft Living Area |
| Gross Area | 7,082 sqft |
| Basement Area | 2,578 sqft |
| Finished Basement | 2,148 sqft |
| Unfinished Basement | 430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,215 sqft (1.19 acres) |
| Garage Type | Attached |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 10 TODD LN |
|---|---|
| City | LYNNFIELD |
| State | MA |
| Zip | 01940-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Lot Number | 1861 |
| Jurisdiction | LYNNFIELD MA |
| Township / Civil Division | LYNNFIELD |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 209100 |
10 Todd Ln is owned and occupied by an individual who bought it in September 2005.
Source: Essex County and Lynnfield Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 TODD LN, LYNNFIELD, MA 01940-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · ARM EAGLE BANK |
| Apr 4, 2017 | Deed of Trust, Mortgage · Line of Credit EAGLE BANK |
| Feb 2, 2017 | Deed of Trust, Mortgage · ARM EAGLE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2005 · Amount on File |
| Deed Sale | Sep 30, 2005 · Amount on File |
| Deed Book / Page | 24900 / 70 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 10 TODD LN, LYNNFIELD, MA 01940-1853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041060-583 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 41060/583 |
| Instrument | 20220713000130 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Type Change Date | Aug 1, 2029 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 10 TODD LN, LYNNFIELD, MA 01940-1853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35778-570 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 35778/570 |
| Instrument | 333 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNNFIELD MA |
| Property Address | 10 TODD LN, LYNNFIELD, MA 01940-1853 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35657-326 |
|---|---|
| Date | Feb 2, 2017 |
| Book Page | 35657/326 |
| Instrument | 49 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
The 2026 property tax bill for 10 Todd Ln was $18,299, up 10.4% from the year before.
Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Lynnfield Town |
| Unified School District | Lynnfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,299.00 (+10.35%) | $1,596,800 (+1.69%) Land $765,800 Building $806,600 | $1,756,012 (+2.46%) |
| 2025 | $16,582.00 (+8.24%) | $1,570,300 (+7.73%) Land $751,900 Building $818,400 | $1,713,800 |
| 2024 | $15,319.00 (+3.41%) | $1,457,600 (+11.18%) Land $696,200 Building $761,400 | |
| 2023 | $14,814.00 | $1,311,000 Land $637,000 Building $674,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Todd Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 6 (1999–2014) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Dec 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Todd Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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