10 Timothy Ln, Stafford, VA 22556 Property Records

Stafford County property record for 10 Timothy Ln, Stafford, VA 22556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,532 sqft · built 1990
Lot Size	3.21 acres (140,220 sqft)
Owner	Individual Name on Record
Last Sale	$639,900 (Nov 2023)
Tax Bill	$5,082 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9C-6`

Property Details

APN / Parcel Number

Primary APN	`9C-6`
Alternative APNs	`009C 6` `1139`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,532 sqft Living Area
Basement Area	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	140,220 sqft (3.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	78 sqft
Deck Area	176 sqft
Patio Area	176 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1139
Old Parcel Number	009C 6
Street Address	10 TIMOTHY LN
City	STAFFORD
State	VA
Zip	22556-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 6 3.219 AC STAFFORD STATION
Legal Subdivision	STAFFORD STATION
Legal Lot Number	6 3
Jurisdiction	STAFFORD VA
Township / Civil Division	ROCK HILL
Census Block Group	1
Census Block	1000
Census Tract	10202

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 TIMOTHY LN, STAFFORD, VA 22556-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jan 12, 2021	Quit Claim Deed, Transfer STEARNS LNDG LLC
Jun 25, 2018	Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2023 · Amount on Record
Deed Sale	Nov 1, 2023 · Amount on Record
Prior Sale	Jan 12, 2021
Deed Document Number	230013237
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	10 TIMOTHY LN, STAFFORD, VA 22556-1241
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TIMOTHY LN, STAFFORD, VA 22556-1241

Mortgage

Document Number	0250012882
Date	Oct 1, 2025
Instrument	250012882

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.49%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Nov 1, 2023
Property Address	10 TIMOTHY LN, STAFFORD, VA 22556-1241
Document Number	0230013237
Instrument Date	Oct 30, 2023
Instrument	230013237
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TIMOTHY LN, STAFFORD, VA 22556-1241

Mortgage

Document Number	0230013238
Date	Nov 1, 2023
Instrument	230013238

Lender

Name	BAY EQUITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STAFFORD VA
Recording Date	Jan 12, 2021
Property Address	10 TIMOTHY LN, STAFFORD, VA 22556-1241
Document Number	210001072
Instrument Date	Jan 6, 2021
Instrument	1072
Transaction Type	Transfer
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TIMOTHY LN STAFFORD VA 225561241, STAFFORD, VA 22556-1241

Mortgage

Document Number	210001073
Date	Jan 12, 2021
Instrument	1073

Lender

Name	STEARNS LNDG LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Jun 25, 2018
Property Address	10 TIMOTHY LN, STAFFORD, VA 22556-1241
Document Number	180010393
Instrument Date	Jun 20, 2018
Instrument	10393
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 TIMOTHY LN STAFFORD VA 225561241, STAFFORD, VA 22556-1241

Mortgage

Document Number	180010394
Date	Jun 25, 2018
Instrument	10394

Lender

Name	STEARNS LNDG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,082.00 (+4.03%)	$542,600 (+4.95%) Land $140,000 Building $402,600	$542,600 (+4.95%) Land $140,000 Building $402,600
2023	$4,885.00 (+26.95%)	$517,000 Land $130,000 Building $387,000	$517,000 Land $130,000 Building $387,000
2021	$3,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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