Suffolk County and Smithtown Town property record for 10 Timber Ridge Dr, Commack, NY 11725
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,270 sqft · built 1986 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $650,000 (Jul 2017) |
| Tax Bill | $22,053 (2024) |
| Deeds & Mortgages | Sep 2020 Loan Modification Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 43.1-1-5 |
| Primary APN | 473489 43.1-1-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,270 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,330 sqft |
| 2nd Floor Area | 940 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Lot Area | 15,246 sqft (0.35 acres) |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 90 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 10 TIMBER RIDGE DR |
|---|---|
| City | COMMACK |
| State | NY |
| Zip | 11725-1740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-423976.5 TC-51 TIMBER RIDGE @ COMMACK SEC 1 LOT 5 *7897 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 135103 |
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 TIMBER RIDGE DR, COMMACK, NY 11725-1740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage FREEDOM MTG |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Jul 5, 2017 | Grant Deed, Transfer · Conventional Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on Record |
| Deed Sale | Jul 5, 2017 · Amount on Record |
| Deed Book / Page | 12919 / 349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 TIMBER RIDGE DR, COMMACK, NY 11725-1740 |
| Document Number | 0231930519 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 TIMBER RIDGE DR COMMACK NY 117251740, COMMACK, NY 11725-1740 |
| Document Number | 0231930519 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 023193/000519 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 10 TIMBER RIDGE DR, COMMACK, NY 11725-1740 |
| Document Number | 0231930518 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10 TIMBER RIDGE DR COMMACK NY 117251740, COMMACK, NY 11725-1740 |
| Document Number | 0231930518 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 023193/000518 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 5, 2017 |
| Property Address | 10 TIMBER RIDGE DR, COMMACK, NY 11725-1740 |
| Document Number | 0129190349 |
| Book / Page | 012919 / 000349 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2018 |
| Title Company | ALL STATE ABSTRACT CORPORATION, ALL STATE ABSTRACT CORP. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 67 BOOTH ST #8F FOREST HILLS NY 11375, 8F, FOREST HILLS, NY 11375 |
| Document Number | 228320075 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 022832/000075 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 4, 2047 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Commack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,105 (-15.16%) Land $425 Building $6,680 | $888,125 (+9,125.36%) Land $53,125 Building $835,000 | |
| 2024 | $22,053.00 | ||
| 2023 | $8,375 Land $425 Building $7,950 | $9,627 Land $489 Building $9,138 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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