10 Thomas St, Carrollton, KY 41008 Property Records

Carroll County property record for 10 Thomas St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$129,500 (Aug 2020)
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-113-01-77`

Property Details

APN / Parcel Number

Primary APN	`23-113-01-77`
Alternative APN	`104811`

Exterior

Lot Area	16,117 sqft (0.369 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	104811
Street Address	10 THOMAS ST
City	CARROLLTON
State	KY
Zip	41008-8214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOUBLEWIDE & LOT
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	5
Census Block	5037
Census Tract	950200

Owner

Source: Carroll County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 THOMAS ST, CARROLLTON, KY 41008-8214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Feb 22, 2018 · Amount on Record
Deed Document Number	99421
Deed Book / Page	D216 / 506
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL KY
Recording Date	Aug 26, 2020
Property Address	10 THOMAS ST, CARROLLTON, KY 41008-8214
Document Number	00D216/506
Book / Page	D216 / 506
Map Reference	CAB 558
Instrument Date	Aug 21, 2020
Instrument	99421
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ROUNSAVALL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$129.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1800 SPENCER RD, 1800, WARSAW, KY 41095-9126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10 THOMAS ST, CARROLLTON, KY 41008-8214

Mortgage

Document Number	000M258437
Date	Aug 26, 2020
Instrument	M258/437

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL KY
Recording Date	Feb 22, 2018
Property Address	10 THOMAS ST, CARROLLTON, KY 41008-8214
Document Number	00D207/337
Book / Page	D207 / 337
Map Reference	CAB 55B
Instrument Date	Feb 13, 2018
Instrument	94305
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1212 LAUREN AVE APT 36, 1212, CARROLLTON, KY 41008-1488

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10 THOMAS ST, CARROLLTON, KY 41008-8214

Mortgage

Document Number	000M242342
Date	Feb 22, 2018
Instrument	M242/342

Lender

Name	AMERICAN MORTGAGE SERVICE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	00M242/359
Date	Feb 22, 2018
Book Page	M242/359
Instrument	94307

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2028

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,437.00 (+0.35%)	$129,500 (-) Land $20,000 Building $109,500	$129,500 (-) Land $20,000 Building $109,500
2023	$1,432.00	$129,500 Land $20,000 Building $109,500	$129,500 Land $20,000 Building $109,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL CO WATER DISTRICT #1 serves 5,934 people · EPA ID KY0210066
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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