Westchester County and Rye City property record for 10 Thistle Ln, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 5,861 sqft · built 1915 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,425,000 (Dec 2014) |
| Tax Bill | $34,907 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-7-4-32 |
| Primary APN | 551400 146-7-4-32 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 5,861 sqft Living Area |
| 1st Floor Area | 5,081 sqft |
| Upper Floors Area | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 33,541 sqft (0.77 acres) |
| Cooling System | Central |
|---|
| Street Address | 10 THISTLE LN |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-3948 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MAP OF LOUDON |
| Legal Block | 4 |
| Legal Lot Number | 32.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 THISTLE LN, RYE, NY 10580-3948 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 13, 2020 | Loan Modification, Mortgage BANK OF AMERICA |
| Jan 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| May 8, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2014 · Amount on Record |
| Deed Sale | Dec 10, 2014 · Amount on Record |
| Deed Document Number | 2014543163609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 10 THISTLE LN, RYE, NY 10580-3948 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 10 THISTLE LN, RYE, NY 10580-3948 |
| Document Number | 0660833700 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 660833700 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Feb 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 10 THISTLE LN, RYE, NY 10580-3948 |
| Document Number | 0600353328 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 THISTLE LN RYE NY 105803948, RYE, NY 10580-3948 |
| Document Number | 0600353328 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 060035/003328 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 10 THISTLE LN, RYE, NY 10580-3948 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 10 THISTLE LN, RYE, NY 10580-3948 |
| Document Number | 0600353327 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 THISTLE LN RYE NY 105803948, RYE, NY 10580-3948 |
| Document Number | 0600353327 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 060035/003327 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 10 THISTLE LN, RYE, NY 10580-3948 |
| Document Number | 0581413403 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 THISTLE LN RYE NY 105803948, RYE, NY 10580-3948 |
| Document Number | 0581413403 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 058141/003403 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,907.00 | $47,200 (-) Land $9,150 Building $38,050 | $4,000,000 (+6.78%) Land $775,424 Building $3,224,576 |
| 2024 | $47,200 (-1.34%) Land $9,150 Building $38,050 | $3,746,031 (+1.01%) Land $726,190 Building $3,019,841 | |
| 2023 | $47,840 Land $9,150 Building $38,690 | $3,708,527 Land $709,302 Building $2,999,225 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 8 (1979–2021) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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