Kershaw County property record for 10 Templand Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,332 sqft · built 2009 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,900 (Aug 2015) |
| Tax Bill | $1,425 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-00-00-003-SKB |
| Primary APN | 358-00-00-003-SKB |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,332 sqft Gross Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 256 sqft |
| Account Number | 49726 |
|---|---|
| Street Address | 10 TEMPLAND CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8381 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | KELNSEY RIDGE SUBDIVISION PHASE 1 |
| Legal Subdivision | KELNSEY RIDGE SUBDIV |
| Legal Phase | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 970908 |
Source: Kershaw County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 TEMPLAND CT, ELGIN, SC 29045-8381 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 15, 2020 | Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2015 · Amount on Record |
| Deed Sale | Aug 6, 2015 · Amount on Record |
| Prior Sale | Aug 4, 2015 · Amount on Record |
| Deed Document Number | 20155738 |
| Deed Book / Page | 3408 / 172 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 10 TEMPLAND CT, ELGIN, SC 29045-8381 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 10 TEMPLAND CT, ELGIN, SC 29045-8381 |
| Document Number | 0020257627 |
|---|---|
| Date | Sep 11, 2025 |
| Book Page | 5426/233 |
| Instrument | 2025-7627 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 296 Months |
| Due | May 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 10 TEMPLAND CT, ELGIN, SC 29045-8381 |
| Document Number | 0000003868 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 TEMPLAND CT ELGIN SC 290458381, ELGIN, SC 29045-8381 |
| Document Number | 0000003868 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 004216/000162 |
| Instrument | 3868 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FISHERS, IN 46037 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2050 |
| Rate | 3.75% |
|---|
Source: Kershaw County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,425.00 (-0.63%) | $256,200 (-) Land $40,000 Building $216,200 | $256,200 (-) |
| 2023 | $1,434.00 | $256,200 Land $40,000 Building $216,200 | $256,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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