10 Surrey Ln, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 10 Surrey Ln, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,513 sqft · built 1989
Lot Size	0.465 acres (20,264 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Aug 2012)
Tax Bill	$11,419 (2025)
Deeds & Mortgages	Sep 2021 Refinance Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DANV M:027 L:183 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:027 L:183 P`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	5,513 sqft Living Area
Gross Area	8,398 sqft
Basement Area	2,287 sqft
Unfinished Basement	686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,264 sqft (0.465 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 SURREY LN
City	DANVERS
State	MA
Zip	01923-2361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	HAMPSTEAD ESTATE
Legal Lot Number	183
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	4
Census Block	4002
Census Tract	211300

Owner

10 Surrey Ln is owned and occupied by two individuals who bought it in August 2012.

Source: Essex County and Danvers Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 SURREY LN, DANVERS, MA 01923-2361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Sep 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AGORA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2012 · Amount on File
Deed Sale	Aug 23, 2012 · Amount on File
Prior Sale	Nov 20, 2006 · Amount on File
Deed Book / Page	31650 / 242
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	10 SURREY LN, DANVERS, MA 01923-2361
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040255-492
Date	Sep 8, 2021
Book Page	40255/492
Instrument	20210908001770

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	10 SURREY LN, DANVERS, MA 01923-2361
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40255-492
Date	Sep 8, 2021
Book Page	40255/492
Instrument	20210908001770

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	10 SURREY LN, DANVERS, MA 01923-2361
Document Number	38231-394
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SURREY LN DANVERS MA 019232361, DANVERS, MA 01923-2361

Mortgage

Document Number	38231-394
Date	Jan 31, 2020
Book Page	038231/000394
Instrument	31003630

Lender

Name	AGORA LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Surrey Ln was $11,419, up 4.9% from the year before.

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,419.00 (+4.92%)	$1,039,000 (+6.05%) Land $445,600 Building $593,400	$1,150,830
2024	$10,884.00 (+5.25%)	$979,700 (+11.32%) Land $418,600 Building $561,100
2023	$10,341.00	$880,100 Land $378,100 Building $502,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Surrey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Surrey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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