10 Surfside Rd, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 10 Surfside Rd, Lynn, MA 01902

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 625 sqft · built 1920
Lot Size	0.136 acres (5,924 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2017)
Tax Bill	$2,905 (2025)
Deeds & Mortgages	Oct 2021 Refinance Oct 2021 Refinance + 1 more
Flood Zone	Zone AO (high risk)
APN	`B:080 L:585 S:017-010`

Property Details

APN / Parcel Number

Primary APN	`B:080 L:585 S:017-010`
Alternative APN	`LYNN M:080 B:585 L:017 S:010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	12 Units
Stories	1 Story
Building Area	625 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Condo/Apartment
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,924 sqft (0.136 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	10 SURFSIDE RD
City	LYNN
State	MA
Zip	01902-4632
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R5
Legal Block	585
Legal Lot Number	17
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2003
Census Tract	206900

Owner

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	10 SURFSIDE RD, LYNN, MA 01902-4632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Jul 31, 2017	Quit Claim Deed, Transfer PRIME LENDING INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Jul 2, 2004 · Amount on Record
Deed Book / Page	36063 / 476
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 SURFSIDE RD, LYNN, MA 01902-4632
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040372-123
Date	Oct 12, 2021
Book Page	40372/123
Instrument	20211012006650

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 SURFSIDE RD, LYNN, MA 01902-4632
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40372-123
Date	Oct 12, 2021
Book Page	40372/123
Instrument	20211012006650

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 31, 2017
Property Address	10 SURFSIDE RD, LYNN, MA 01902-4632
Document Number	36063-476
Book / Page	36063 / 476
Instrument	625
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$14.55
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SURFSIDE RD, LYNN, MA 01902-4632

Mortgage

Document Number	360630478
Date	Jul 31, 2017
Instrument	36063/0478

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,905.00 (+10.2%)	$280,400 (+12.03%) Building $280,400	$235,410
2024	$2,636.00 (+13.38%)	$250,300 (+20.05%) Building $250,300
2023	$2,325.00	$208,500 Building $208,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 individual policies
Nearby Flood Policies	34 units insured incl. 16 condo units
Nearby Flood Claims	17 (1978–2011)
Claims Outside the SFHA	1 of 17
Most Recent Claim	Oct 2011 · tidal / storm surge
Claims by Event	Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Starry, T-Mobile USA.

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