10 Sunset Ln, Montgomery (Westfield), MA 01085 Property Records

Hampden County and Montgomery Town property record for 10 Sunset Ln, Montgomery, MA 01085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,248 sqft · built 1957
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Apr 2022)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	May 2021 Refinance Jan 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:1 B:456 L:27-1`

Property Details

APN / Parcel Number

Primary APN	`M:1 B:456 L:27-1`
Alternative APN	`MONT M:1 B:7 L:27-1`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,340 sqft
Basement Area	520 sqft
Unfinished Basement	312 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	10 SUNSET LN
City	MONTGOMERY
State	MA
Zip	01085-9827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MONTGOMERY
Legal Block	7
Legal Lot Number	27-1
Jurisdiction	MONTGOMERY MA
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1007
Census Tract	813002

Owner

Source: Hampden County and Montgomery Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 SUNSET LN, MONTGOMERY, MA 01085-9827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WESTFIELD BANK FSB
Jan 27, 2025	Quit Claim Deed, Transfer · ARM POLISH NATIONAL CU
Apr 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Oct 7, 2016 · Amount on Record
Deed Book / Page	24524 / 96
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MA
Property Address	10 SUNSET LN, MONTGOMERY, MA 01085-9827
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023890-236
Date	May 19, 2021
Book Page	23890/236
Instrument	34221

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Jan 27, 2025
Property Address	10 SUNSET LN, MONTGOMERY, MA 01085-9827
Document Number	025739-223
Book / Page	25739 / 223
Instrument Date	Jan 15, 2025
Instrument	3844
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUNSET LN, MONTGOMERY, MA 01085-9827
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003845
Date	Jan 27, 2025
Instrument	3845

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Feb 1, 2032

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY MA
Recording Date	Apr 29, 2022
Property Address	10 SUNSET LN, MONTGOMERY, MA 01085-9827
Document Number	0024524-96
Book / Page	24524 / 96
Instrument Date	Apr 29, 2022
Instrument	26178
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	144 MAIN RD, MONTGOMERY, MA 01085-9515
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026179
Date	Apr 29, 2022
Instrument	26179

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Montgomery Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Montgomery Town
Unified School District	Gateway School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00 (+0.5%)	$304,000 (+31.6%) Land $132,500 Building $171,500	$400,710 (+3.59%)
2024			$386,840
2023	$3,430.00	$231,000 Land $121,000 Building $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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