Worcester County and Spencer Town property record for 10 Sumner St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,252 sqft · built 1932 |
| Lot Size | 1.41 acres (61,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Jun 2021) |
| Tax Bill | $4,246 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Nov 2020 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U12 B:00062 L:00000 |
| Primary APN | SPEN M:00U12 B:00062 L:00000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,252 sqft Living Area |
| Gross Area | 2,497 sqft |
| Basement Area | 1,058 sqft |
| Unfinished Basement | 1,058 sqft |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 61,742 sqft (1.41 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 10 SUMNER ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Block | 62 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 SUMNER ST, SPENCER, MA 01562-2024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Nov 23, 2020 | Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | Nov 23, 2020 · Amount on Record |
| Deed Document Number | 202184222 |
| Deed Book / Page | 65412 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Jun 17, 2021 |
| Property Address | 10 SUMNER ST, SPENCER, MA 01562-2024 |
| Document Number | 0065412-51 |
| Book / Page | 65412 / 51 |
| Instrument Date | Jun 17, 2021 |
| Instrument | 84222 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SUMNER ST, SPENCER, MA 01562-2024 |
| Document Number | 0000084223 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 84223 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Nov 23, 2020 |
| Property Address | 10 SUMNER ST, SPENCER, MA 01562-2024 |
| Document Number | 63815-226 |
| Book / Page | 063815 / 000226 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 143865 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 15, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $447.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 LINDA ST WESTBOROUGH MA 015813711, WESTBOROUGH, MA 01581-3711 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,246.00 (+10,787.18%) | $386,700 (+13.67%) Land $64,900 Building $321,800 | $342,854 (-12.45%) |
| 2025 | $39.00 (-98.93%) | $340,200 (+6.58%) Land $56,600 Building $283,600 | $391,590 |
| 2024 | $3,652.00 (+5.15%) | $319,200 (+10.83%) Land $56,600 Building $262,600 | |
| 2023 | $3,473.00 | $288,000 Land $56,600 Building $231,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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