10 Summit Ter, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 10 Summit Ter, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,452 sqft · built 1962
Lot Size	0.553 acres (24,067 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jul 2013)
Tax Bill	$12,563 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04014-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`18-04014-0000-00016`
Alternative APN	`1800049000000020`

Interior

Stories	1 Story
Building Area	2,452 sqft Living Area
1st Floor Area	2,452 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Lot Area	24,067 sqft (0.553 acres)
Lot Dimensions	191 ft deep x 126 ft wide

Location & Zoning

Old Parcel Number	1800049000000020
Street Address	10 SUMMIT TER
City	SPARTA
State	NJ
Zip	07871-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: L21
Legal Subdivision	LAKE MOHAWK SEC 7
Legal Block	4014
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3007
Census Tract	373100

Owner

10 Summit Ter is owned and occupied by two individuals who bought it in July 2013.

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 SUMMIT TER, SPARTA, NJ 07871-1414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2013 · Amount on File
Deed Sale	Jul 31, 2013 · Amount on File
Deed Document Number	201310180140
Deed Book / Page	3316 / 913
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 SUMMIT TER, SPARTA, NJ 07871-1414
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100630500
Date	Nov 17, 2021
Book Page	10063/500
Instrument	20211117010360040

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	10 SUMMIT TER, SPARTA, NJ 07871-1414
Document Number	0096130924
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMMIT TER SPARTA NJ 078711414, SPARTA, NJ 07871-1414

Mortgage

Document Number	0096130924
Date	Jun 19, 2018
Book Page	009613/000924
Instrument	126400

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Summit Ter was $12,563, up 2.2% from the year before.

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township
Unified School District	Sparta Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,500 (-) Land $145,300 Building $197,200	$342,500 (-) Land $145,300 Building $197,200
2025	$12,563.00 (+2.2%)	$342,500 Land $145,300 Building $197,200	$342,500 Land $145,300 Building $197,200
2024	$12,292.00
2023		$342,500 Land $145,300 Building $197,200	$342,500 Land $145,300 Building $197,200
2022	$11,651.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Summit Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Summit Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA TWP WATER UTILITY - LAKE MOHAWK serves 17,625 people · EPA ID NJ1918004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.36 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2023 Lead public education Jan 2021
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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