10 Summit St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 10 Summit St, Peabody, MA 01960

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,828 sqft · built 1949
Lot Size	0.545 acres (23,749 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,139 (2026)
Deeds & Mortgages	Mar 2022 Transfer Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PEAB M:0072 B:0036`

Property Details

APN / Parcel Number

Primary APN	`PEAB M:0072 B:0036`
Alternative APN	`8276`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	23,749 sqft (0.545 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	8276
Street Address	10 SUMMIT ST
City	PEABODY
State	MA
Zip	01960-2723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	CITY PEABODY
Legal Block	36
Jurisdiction	PEABODY MA
Township / Civil Division	PEABODY
Census Block Group	2
Census Block	2021
Census Tract	210302

Owner

Source: Essex County and Peabody City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 SUMMIT ST, PEABODY, MA 01960-2723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 8, 2022
Transfer Doc	0040789-70
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PEABODY MA
Recording Date	Mar 14, 2022
Property Address	10 SUMMIT ST, PEABODY, MA 01960-2723
Document Number	0040789-70
Book / Page	40789 / 70
Instrument Date	Mar 8, 2022
Instrument	20220314004180
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10 SUMMIT ST, PEABODY, MA 01960-2723

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEABODY MA
Property Address	10 SUMMIT ST, PEABODY, MA 01960-2723
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040626-402
Date	Dec 31, 2021
Book Page	40626/402
Instrument	20211231001210

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Peabody City
Unified School District	Peabody School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,139.00 (+10.29%)	$753,900 (+7.85%) Land $248,800 Building $505,100	$766,032 (+8.89%)
2025	$6,473.00 (+10.44%)	$699,000 (+8.78%) Land $230,300 Building $468,700	$703,475
2024	$5,861.00 (+5.95%)	$642,600 (+10.58%) Land $230,300 Building $412,300
2023	$5,532.00	$581,100 Land $205,800 Building $375,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2010–2021)
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEABODY WATER DEPT. serves 54,481 people · EPA ID MA3229000
Water Source	Surface water
Last State Inspection	May 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Summit St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures