10 Summit Dr, Palmyra, PA 17078 Property Records

Lebanon County property record for 10 Summit Dr, Palmyra, PA 17078

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1992
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2019)
Tax Bill	$5,129 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-2296509-359299-0000`

Property Details

APN / Parcel Number

Primary APN	`28-2296509-359299-0000`
Alternative APN	`38035612`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,816 sqft Living Area
Basement Area	1,010 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	10 SUMMIT DR
City	PALMYRA
State	PA
Zip	17078-2918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONTROL #38035612
Jurisdiction	LEBANON PA
Township / Civil Division	NORTH LONDONDERRY
Census Block Group	3
Census Block	3010
Census Tract	3801

Owner

10 Summit Dr is owned and occupied by two individuals who bought it in July 2019.

Source: Lebanon County records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 SUMMIT DR, PALMYRA, PA 17078-2918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Mar 2, 2021	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Jul 22, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Prior Sale	Oct 31, 2013 · Amount on File
Deed Document Number	20198644
Deed Book / Page	2264 / 4799
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Recording Date	Jul 21, 2026
Property Address	10 SUMMIT DR, PALMYRA, PA 17078-2918
Document Number	0000008962
Book / Page	2571 / 1503
Instrument Date	Jul 1, 2026
Instrument	20268962
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 SUMMIT DR, PALMYRA, PA 17078-2918

Mortgage

Document Number	0000008962,
Date	Jul 21, 2026
Book Page	2571/1503
Instrument	20268962

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	10 SUMMIT DR, PALMYRA, PA 17078-2918
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003461
Date	Mar 2, 2021
Book Page	2291/9778
Instrument	202103461

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEBANON PA
Property Address	10 SUMMIT DR, PALMYRA, PA 17078-2918
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004630
Date	Apr 17, 2020
Book Page	2275/3055
Instrument	202004630

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LEBANON PA
Recording Date	Jul 22, 2019
Property Address	10 SUMMIT DR, PALMYRA, PA 17078-2918
Document Number	0000008644
Book / Page	2264 / 4799
Instrument Date	Jul 15, 2019
Instrument	201908644
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,480.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 SUMMIT DR, PALMYRA, PA 17078-2918

Mortgage

Document Number	0000008645
Date	Jul 22, 2019
Instrument	201908645

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 10 Summit Dr was $5,129.

Source: Lebanon County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lebanon County
County Subdivision	North Londonderry Township
Unified School District	Palmyra Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,129.00	$207,200 Land $57,000 Building $150,200
2024	$4,715.00	$207,200 Land $57,000 Building $150,200
2013			$212,730 Land $58,521 Building $154,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Summit Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO private · serves 50,200 people · EPA ID PA7220017
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Upward Broadband.

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