10 Summer St, Penacook (Concord), NH 03303 Property Records

Merrimack County and Concord City property record for 10 Summer St, Penacook, NH 03303

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,224 sqft · built 1900
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2022)
Tax Bill	$9,569 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:1412-P B:73`

Property Details

APN / Parcel Number

Primary APN	`M:1412-P B:73`
Alternative APN	`CNCD M:1412P B:73`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,224 sqft Living Area
Gross Area	5,950 sqft
1st Floor Area	931 sqft
Attic	Attic
Attic Area	1,172 sqft
Basement Area	1,309 sqft
Unfinished Basement	1,309 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 SUMMER ST
City	PENACOOK
State	NH
Zip	03303-1433
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD
Legal Block	73
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1026
Census Tract	32706

Owner

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 SUMMER ST, PENACOOK, NH 03303-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Nov 7, 2016 · Amount on Record
Deed Book / Page	3796 / 2237
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jun 24, 2022
Property Address	10 SUMMER ST, PENACOOK, NH 03303-1433
Document Number	0000012376
Book / Page	3796 / 2237
Instrument Date	Jun 24, 2022
Instrument	202200012376
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	77 COBURN ST, MANCHESTER, NH 03102-4933

Mortgage

Document Number	0000012377
Date	Jun 24, 2022
Instrument	202200012377

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Merrimack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,569.00 (+0.33%)	$311,300 (-) Land $89,500 Building $221,800
2024	$9,538.00 (+5.11%)	$311,300 (-) Land $89,500 Building $221,800
2023	$9,074.00 (+0.07%)	$311,300 (-) Land $89,500 Building $221,800
2022	$9,068.00	$311,300 Land $89,500 Building $221,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber · DSL in parts of the area	2,000 / 2,000
Cogeco Cable Holdings II Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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