10 Summer St, Kennebunk, ME 04043 Property Records

York County and Kennebunk Town property record for 10 Summer St, Kennebunk, ME 04043

Property Summary

Property Type	Duplex
Details	5 bd · 3.5 ba · 2,079 sqft · built 1900
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$581,300 (Nov 2022)
Tax Bill	$6,918 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`KENB M:046 L:042`

Property Details

APN / Parcel Number

Primary APN	`KENB M:046 L:042`
Alternative APNs	`M:046 L:042 U:000` `2602`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,079 sqft Living Area
Gross Area	4,044 sqft
1st Floor Area	1,080 sqft
Basement Area	1,276 sqft
Unfinished Basement	1,276 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	2602
Street Address	10 SUMMER ST
City	KENNEBUNK
State	ME
Zip	04043-6642
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	7
Legal Lot Number	42
Jurisdiction	KENNEBUNK ME
Township / Civil Division	KENNEBUNK
Census Block Group	3
Census Block	3004
Census Tract	28004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Kennebunk Historic District (Additional Documentation) listed 1974 · 131 contributing resources · NRIS 74000324

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Kennebunk Town records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	110 SUMMER ST, KENNEBUNK, ME 04043-6620
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed, Transfer
Oct 8, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARILYN BLANCO REYES
Nov 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage CAMDEN NATIONAL BANK
May 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GLENN OAKLEY
Oct 8, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GLENN OAKLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Oct 8, 2021 · Amount on Record
Deed Document Number	20222022048640
Deed Book / Page	19155 / 163
Last Transfer Date	Jun 9, 2026
Transfer Doc	0199240723
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Jun 15, 2026
Property Address	10 SUMMER ST, KENNEBUNK, ME 04043-6642
Document Number	0199240723
Book / Page	19924 / 723
Instrument Date	Jun 9, 2026
Instrument	202620251
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 SUMMER ST, KENNEBUNK, ME 04043-6620

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 SUMMER ST, KENNEBUNK, ME 04043-6642
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188300136
Date	Oct 8, 2021
Book Page	18830/136
Instrument	2021059001

Lender

Name	MARILYN BLANCO REYES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Nov 17, 2022
Property Address	10 SUMMER ST, KENNEBUNK, ME 04043-6642
Document Number	0191550163
Book / Page	19155 / 163
Instrument Date	Nov 17, 2022
Instrument	2022048640
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1342 WOODED WAY, BRYN MAWR, PA 19010-1781

Mortgage

Document Number	2022048641
Date	Nov 17, 2022
Instrument	2022048641

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Dec 1, 2032
Max Rate At Change	2.25%
Index	1-Year CMT

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENNEBUNK ME
Property Address	10 SUMMER ST, KENNEBUNK, ME 04043-6642
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190310684
Date	May 23, 2022
Book Page	19031/684
Instrument	2022022212

Lender

Name	GLENN OAKLEY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENNEBUNK ME
Recording Date	Oct 8, 2021
Property Address	10 SUMMER ST, KENNEBUNK, ME 04043-6642
Document Number	0188300113
Book / Page	18830 / 113
Instrument Date	Oct 7, 2021
Instrument	2021058999
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4096 MENDON RD, CUMBERLAND, RI 02864-1861

Mortgage

Document Number	2021059000
Date	Oct 8, 2021
Instrument	2021059000

Lender

Name	GLENN OAKLEY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Kennebunk Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Kennebunk Town
Unified School District	Regional School Unit 21 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,918.00 (+20.35%)	$702,300 (+107.11%) Land $367,700 Building $334,600
2024	$5,748.00 (+5.6%)	$339,100 (-)
2023	$5,443.00 (+9.94%)	$339,100 (-) Land $141,200 Building $197,900
2022	$4,951.00	$339,100 Land $141,200 Building $197,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENNEBUNK, KENNEBUNKPORT & WELLS WD serves 35,663 people · EPA ID ME0090760
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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