Putnam County and Philipstown Town property record for 10 Stone St, Cold Spring, NY 10516 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,280 sqft · built 1864 |
| Lot Size | 0.105 acres (4,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Mar 2010) |
| Tax Bill | $10,685 (2024) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372601 48.8-1-10 |
| Primary APN | 372601 48.8-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 1,676 sqft |
| 1st Floor Area | 680 sqft |
| 2nd Floor Area | 600 sqft |
| Upper Floors Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1864 |
|---|---|
| Effective Year Built | Effective 1864 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 4,600 sqft (0.105 acres) |
| Lot Dimensions | 92 ft deep x 50 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 032800 |
|---|---|
| Street Address | 10 STONE ST |
| City | COLD SPRING |
| State | NY |
| Zip | 10516-3021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAND & RESIDENCE |
| Legal Block | 1 |
| Legal Lot Number | 10.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10700 |
Source: Putnam County and Philipstown Town records · APN 372601 48.8-1-10
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 STONE ST, COLD SPRING, NY 10516-3021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2010 · Amount on Record |
| Deed Sale | Mar 01, 2010 · Amount on Record |
| Prior Sale | Mar 01, 2010 · Amount on Record |
| Deed Book / Page | 1848 / 375 |
| Prior Transfer Date | May 17, 2002 |
| Prior Transfer Doc | 1587000050 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 10 STONE ST, COLD SPRING, NY 10516-3021 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0070590306 |
|---|---|
| Date | Apr 03, 2020 |
| Book Page | 7059/306 |
| Instrument | 2699-2020 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Municipality | Cold Spring Village |
| Unified School District | Haldane Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $168,400 (-) Land $39,100 Building $129,300 | $549,071 (+14.84%) | |
| 2024 | $10,685.00 | ||
| 2023 | $168,400 (-) Land $39,100 Building $129,300 | $478,137 (+11.73%) Land $111,016 Building $367,121 | |
| 2022 | $168,400 Land $39,100 Building $129,300 | $427,954 Land $99,365 Building $328,589 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 9 (2011–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Jan 2024, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Cold Spring Historic District listed 1982 · 219 contributing resources · NRIS 82001235 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Optimum Communications | Cable | 940 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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