10 Stoddard Ter, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 10 Stoddard Ter, Lynn, MA 01902

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,332 sqft · built 1908
Lot Size	0.115 acres (5,018 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Apr 2024)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2019 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`B:103 L:546 S:013`

Property Details

APN / Parcel Number

Primary APN	`B:103 L:546 S:013`
Alternative APN	`LYNN M:103 B:546 L:013`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,332 sqft Living Area
Gross Area	2,437 sqft
Basement Area	882 sqft
Unfinished Basement	882 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1965
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,018 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	10 STODDARD TER
City	LYNN
State	MA
Zip	01902-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	546
Legal Lot Number	13
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4000
Census Tract	206600

Owner

10 Stoddard Ter is owned and occupied by an individual who bought it in April 2024.

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 STODDARD TER, LYNN, MA 01902-1910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
May 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Mar 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Dec 20, 2018	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RESIDENTIAL MORTGAGE SERVICES
Apr 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage GEORGE THISTLE
Jun 19, 2017	Quit Claim Deed, Transfer · Conventional Mortgage CHRISTINE GUARNIERI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Dec 20, 2018 · Amount on File
Deed Book / Page	42056 / 169
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 5, 2024
Property Address	10 STODDARD TER, LYNN, MA 01902-1910
Document Number	042056-169
Book / Page	42056 / 169
Instrument Date	Apr 5, 2024
Instrument	20240405001900
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STODDARD TER, LYNN, MA 01902-1910

Mortgage

Document Number	240405001910
Date	Apr 5, 2024
Instrument	240405001910

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 STODDARD TER, LYNN, MA 01902-1910
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37525-104
Date	May 21, 2019
Book Page	37525/104
Instrument	20190521003830

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 STODDARD TER, LYNN, MA 01902-1910
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38342-541
Date	Mar 17, 2020
Book Page	38342/541
Instrument	20200317003350

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 20, 2018
Property Address	10 STODDARD TER, LYNN, MA 01902-1910
Document Number	37232-241
Book / Page	37232 / 241
Instrument Date	Dec 20, 2018
Instrument	20181220004250
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STODDARD TER, LYNN, MA 01902-1910

Mortgage

Document Number	181220004260
Date	Dec 20, 2018
Instrument	181220004260

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	10 STODDARD TER, LYNN, MA 01902-1910
Document Number	36640-581
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	36640-581
Date	Apr 11, 2018
Book Page	036640/000581
Instrument	1804111870

Lender

Name	GEORGE THISTLE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jun 19, 2017
Property Address	10 STODDARD TER, LYNN, MA 01902-1910
Document Number	35953-473
Book / Page	035953 / 000473
Instrument Date	Jun 9, 2017
Instrument	1706190507
Transaction Type	Transfer
Record Updated	Jul 12, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$843.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 STODDARD TER LYNN MA 019021910, LYNN, MA 01902-1910

Mortgage

Document Number	35953-476
Date	Jun 19, 2017
Book Page	035953/000476
Instrument	1706190508

Lender

Name	CHRISTINE GUARNIERI

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	35953-492,
Date	Jun 19, 2017
Book Page	035953/000492
Instrument	1706190509

Lender

Name	KIMNGAN N VO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10 Stoddard Ter was $5,202, up 4.5% from the year before.

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00 (+4.48%)	$502,100 (+6.2%) Land $175,500 Building $326,600	$515,755
2024	$4,979.00 (+3.54%)	$472,800 (+9.62%) Land $165,000 Building $307,800
2023	$4,809.00	$431,300 Land $162,800 Building $268,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Stoddard Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Stoddard Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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