Worcester County and Spencer Town property record for 10 Stiles Ave, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,096 sqft · built 1971 |
| Lot Size | 0.211 acres (9,177 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $234,000 (Sep 2001) |
| Tax Bill | $5,105 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U29 B:00021 L:00000 |
| Primary APN | SPEN M:00U29 B:00021 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| Gross Area | 2,816 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,177 sqft (0.211 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 10 STILES AVE |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LR |
| Legal Block | 21 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 726100 |
10 Stiles Ave is owned and occupied by two individuals who bought it in September 2001.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 STILES AVE, SPENCER, MA 01562-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2001 · Amount on File |
| Deed Sale | Sep 18, 2001 · Amount on File |
| Deed Book / Page | 24845 / 290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 10 STILES AVE, SPENCER, MA 01562-2837 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065349-123 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 65349/123 |
| Instrument | 79711 |
| Name | SAVERS COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
The 2026 property tax bill for 10 Stiles Ave was $5,105, up 10,11% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,105.00 (+10,11%) | $464,900 (+8.02%) Land $143,800 Building $321,100 | $494,772 (-11.91%) |
| 2025 | $50.00 (-98.98%) | $430,400 (+0.09%) Land $125,000 Building $305,400 | $561,640 |
| 2024 | $4,919.00 (+2.35%) | $430,000 (+7.9%) Land $125,000 Building $305,000 | |
| 2023 | $4,806.00 | $398,500 Land $125,000 Building $273,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Stiles Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Stiles Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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