10 Stevens St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 10 Stevens St, Lawrence, MA 01843

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,574 sqft · built 1900
Lot Size	0.232 acres (10,090 sqft)
Owner	Individual Name on File
Last Sale	$789,000 (Jul 2025)
Tax Bill	$6,089 (2026)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jun 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`95 0000 0060 1A`

Property Details

APN / Parcel Number

Primary APN	`95 0000 0060 1A`
Alternative APN	`LAWR M:0095 B:0000 L:0060 1`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,574 sqft Living Area
Gross Area	4,928 sqft
Basement Area	1,358 sqft
Unfinished Basement	1,358 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,090 sqft (0.232 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	95 0000 0060 1A
Street Address	10 STEVENS ST
City	LAWRENCE
State	MA
Zip	01843-3434
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	14
Legal Lot Number	60 1
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3006
Census Tract	251800

Owner

10 Stevens St, a duplex, is owned and occupied by an individual who bought it in July 2025.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10 STEVENS ST, LAWRENCE, MA 01843-3434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Quit Claim Deed, Transfer · FHA Mortgage PRIMELENDING
Jun 26, 2025	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2025 · Amount on File
Deed Sale	Jul 30, 2025 · Amount on File
Prior Sale	Jun 26, 2025 · Amount on File
Deed Document Number	202512832
Deed Book / Page	18344 / 107
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jul 30, 2025
Property Address	10 STEVENS ST, LAWRENCE, MA 01843-3434
Document Number	018344-107
Book / Page	18344 / 107
Instrument Date	Jul 30, 2025
Instrument	12832
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STEVENS ST, LAWRENCE, MA 01843-3434

Mortgage

Document Number	0000012833
Date	Jul 30, 2025
Instrument	12833

Lender

Name	PRIMELENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Oct 1, 2030
Index	Other
Margin	2

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 26, 2025
Property Address	10 STEVENS ST, LAWRENCE, MA 01843-3434
Document Number	018316-186
Book / Page	18316 / 186
Instrument Date	Jun 24, 2025
Instrument	10535
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10 STEVENS ST, LAWRENCE, MA 01843-3434
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 10 Stevens St was $6,089, up 5.8% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,089.00 (+5.77%)	$704,800 (+7.73%) Land $185,800 Building $519,000	$785,623
2025	$5,757.00 (+13.37%)	$654,200 (+19.16%) Land $164,600 Building $489,600
2024	$5,078.00 (-2.44%)	$549,000 (+7.16%) Land $138,900 Building $410,100
2023	$5,205.00	$512,300 Land $123,900 Building $388,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Stevens St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Stevens St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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