10 Stephen St, Apt 6, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 10 Stephen St, Apt 6, Lynn, MA 01902

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 620 sqft · built 1973
Lot Size	0.11 acres (4,805 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2023)
Tax Bill	$2,841 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:094 L:521 S:010-006`

Property Details

APN / Parcel Number

Primary APN	`B:094 L:521 S:010-006`
Alternative APN	`LYNN M:094 B:521 L:010 S:006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Units	6 Units
Stories	3 Stories
Building Area	620 sqft Living Area
Gross Area	870 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	4,805 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	10 STEPHEN ST, 6
City	LYNN
State	MA
Zip	01902-2426
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Subdivision	MARJORIE CONDO
Legal Block	521
Legal Lot Number	10
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4010
Census Tract	206600

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 STEPHEN ST, 6, LYNN, MA 01902-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JMAC LENDING INC
Dec 20, 2017	Quit Claim Deed, Transfer SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Dec 20, 2017 · Amount on Record
Deed Book / Page	41836 / 38
Transfer Doc	036421-352
Record Updated	Oct 29, 2026

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 31, 2023
Property Address	10 STEPHEN ST APT 6, 6, LYNN, MA 01902-2426
Document Number	0041836-38
Book / Page	41836 / 38
Instrument Date	Oct 31, 2023
Instrument	20231031002720
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 STEPHEN ST APT 6-16, 6, LYNN, MA 01902-2426

Mortgage

Document Number	231031002730
Date	Oct 31, 2023
Instrument	231031002730

Lender

Name	JMAC LENDING INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 20, 2017
Property Address	10 STEPHEN ST APT 6, 6, LYNN, MA 01902-2426
Document Number	036421-352
Book / Page	36421 / 352
Instrument	171220002380
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17.44
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10-16 STEPHEN ST APT 6, 6, LYNN, MA 01902-2426

Mortgage

Document Number	0364210356
Date	Dec 20, 2017
Instrument	36421/0356

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	372 Months
Due	Dec 20, 2048

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,841.00 (+20.03%)	$274,200 (+21.98%) Building $274,200	$286,425
2024	$2,367.00 (+10.45%)	$224,800 (+16.96%) Building $224,800
2023	$2,143.00	$192,200 Building $192,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,066 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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