Albany County and Albany City property record for 10 Stephen St, Albany, NY 12202
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1997 |
| Lot Size | 0.076 acres (3,300 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Mar 1999) |
| Tax Bill | $3,100 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 010100 76.72-1-31 |
| Primary APN | 010100 76.72-1-31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 700 sqft |
| 2nd Floor Area | 700 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,300 sqft (0.076 acres) |
| Lot Dimensions | 66 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 07607200010310000000 |
|---|---|
| Street Address | 10 STEPHEN ST |
| City | ALBANY |
| State | NY |
| Zip | 12202-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3B |
| Legal Description | VACANT EX 0201915 |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | ALBANY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 2500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South End-Groesbeckville Historic District listed 1984 · 506 contributing resources · NRIS 84002062 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
10 Stephen St is owned and occupied by an individual who bought it in March 1999.
Source: Albany County and Albany City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 STEPHEN ST, ALBANY, NY 12202-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 1999 · Amount on File |
| Deed Sale | Mar 15, 1999 · Amount on File |
| Prior Sale | Jun 11, 1996 |
| Deed Book / Page | 2625 / 376 |
| Prior Transfer Date | Apr 16, 1996 |
| Prior Transfer Doc | 2554000499 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 10 Stephen St was $3,100 with a homeowner's exemption.
Source: Albany County and Albany City assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| Municipality | Albany City |
| Unified School District | Albany City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,100.00 Homeowner's exemption | ||
| 2025 | $131,000 Land $26,200 Building $104,800 | $136,458 Land $27,292 Building $109,166 | |
| 2023 | $95,000 (-) Land $24,200 Building $70,800 | $134,124 (+12.55%) Land $34,166 Building $99,958 | |
| 2022 | $95,000 Land $24,200 Building $70,800 | $119,167 Land $30,356 Building $88,811 | |
| 2021 | $3,116.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Stephen St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10 Stephen St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY CITY serves 98,000 people · EPA ID NY0100189 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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